{"columns":[{"name":"indicator_id","type":"string"},{"name":"indicator_name","type":"string"},{"name":"country_id","type":"string"},{"name":"country_name","type":"string"},{"name":"countryiso3code","type":"string"},{"name":"date","type":"int64"},{"name":"value","type":"double"},{"name":"unit","type":"string"},{"name":"obs_status","type":"string"},{"name":"decimal","type":"int64"}],"n_rows":1953,"rows_kept":1953,"cut":false,"text_format":"parquet-jsonl-2026-10-02","bounds":{"document_bytes":16777216,"package_text_limit_bytes":33554432,"package_text_slack_bytes":1024,"rows_first":2000,"rows_last":500,"rows_between":2000,"halvings":0,"cell_chars":16384,"cell_head_chars":4096,"vector_min":64,"vector_head_fixed":16,"vector_head_variable":64,"kv_value_chars":1048576,"nesting_max":64,"binary_text":true},"cells_cut":0,"cells_bad_utf8":0,"cells_raw":0,"cells_binary":0,"cells_binary_text":0,"cells_vector":0,"n_row_groups":1,"reader":"pyarrow 23.0.1, python 3.13","created_by":"DuckDB version v1.2.2 (build 7c039464e4)","schema":{"fields":[{"name":"indicator_id","type":"string","nullable":true,"metadata":null,"children":null},{"name":"indicator_name","type":"string","nullable":true,"metadata":null,"children":null},{"name":"country_id","type":"string","nullable":true,"metadata":null,"children":null},{"name":"country_name","type":"string","nullable":true,"metadata":null,"children":null},{"name":"countryiso3code","type":"string","nullable":true,"metadata":null,"children":null},{"name":"date","type":"int64","nullable":true,"metadata":null,"children":null},{"name":"value","type":"double","nullable":true,"metadata":null,"children":null},{"name":"unit","type":"string","nullable":true,"metadata":null,"children":null},{"name":"obs_status","type":"string","nullable":true,"metadata":null,"children":null},{"name":"decimal","type":"int64","nullable":true,"metadata":null,"children":null}],"parquet":"required group field_id=-1 duckdb_schema {\n  optional binary field_id=-1 indicator_id (String);\n  optional binary field_id=-1 indicator_name (String);\n  optional binary field_id=-1 country_id (String);\n  optional binary field_id=-1 country_name (String);\n  optional binary field_id=-1 countryiso3code (String);\n  optional int64 field_id=-1 date (Int(bitWidth=64, isSigned=true));\n  optional double field_id=-1 value;\n  optional binary field_id=-1 unit (String);\n  optional binary field_id=-1 obs_status (String);\n  optional int64 field_id=-1 decimal (Int(bitWidth=64, isSigned=true));\n}\n"},"kv_metadata":[]}
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","AFG","Afghanistan",null,2019,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","AFG","Afghanistan",null,2018,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","AFG","Afghanistan",null,2017,4.53616,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","AFG","Afghanistan",null,2016,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","AFG","Afghanistan",null,2015,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","AFG","Afghanistan",null,2014,2.97389,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","AFG","Afghanistan",null,2013,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","AFG","Afghanistan",null,2012,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","AFG","Afghanistan",null,2011,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","ALB","Albania",null,2019,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","ALB","Albania",null,2018,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","ALB","Albania",null,2017,6.559111,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","ALB","Albania",null,2016,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","ALB","Albania",null,2015,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","ALB","Albania",null,2014,9.306411,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","ALB","Albania",null,2013,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","ALB","Albania",null,2012,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","ALB","Albania",null,2011,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","DZA","Algeria",null,2019,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","DZA","Algeria",null,2018,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","DZA","Algeria",null,2017,4.582763,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","DZA","Algeria",null,2016,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","DZA","Algeria",null,2015,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","DZA","Algeria",null,2014,4.208347,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","DZA","Algeria",null,2013,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","DZA","Algeria",null,2012,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","DZA","Algeria",null,2011,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","ASM","American Samoa",null,2019,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","ASM","American Samoa",null,2018,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","ASM","American Samoa",null,2017,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","ASM","American Samoa",null,2016,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","ASM","American Samoa",null,2015,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","ASM","American Samoa",null,2014,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","ASM","American Samoa",null,2013,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","ASM","American Samoa",null,2012,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","ASM","American Samoa",null,2011,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","AND","Andorra",null,2019,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","AND","Andorra",null,2018,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","AND","Andorra",null,2017,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","AND","Andorra",null,2016,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","AND","Andorra",null,2015,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","AND","Andorra",null,2014,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","AND","Andorra",null,2013,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","AND","Andorra",null,2012,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","AND","Andorra",null,2011,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","AGO","Angola",null,2019,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","AGO","Angola",null,2018,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","AGO","Angola",null,2017,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","AGO","Angola",null,2016,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","AGO","Angola",null,2015,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","AGO","Angola",null,2014,1.986651,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","AGO","Angola",null,2013,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","AGO","Angola",null,2012,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","AGO","Angola",null,2011,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","ATG","Antigua and Barbuda",null,2019,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","ATG","Antigua and Barbuda",null,2018,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","ATG","Antigua and Barbuda",null,2017,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","ATG","Antigua and Barbuda",null,2016,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","ATG","Antigua and Barbuda",null,2015,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","ATG","Antigua and Barbuda",null,2014,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","ATG","Antigua and Barbuda",null,2013,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","ATG","Antigua and Barbuda",null,2012,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","ATG","Antigua and Barbuda",null,2011,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","ARG","Argentina",null,2019,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","ARG","Argentina",null,2018,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","ARG","Argentina",null,2017,15.0522,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","ARG","Argentina",null,2016,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","ARG","Argentina",null,2015,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","ARG","Argentina",null,2014,13.46941,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","ARG","Argentina",null,2013,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","ARG","Argentina",null,2012,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","ARG","Argentina",null,2011,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","ARM","Armenia",null,2019,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","ARM","Armenia",null,2018,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","ARM","Armenia",null,2017,28.34603,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","ARM","Armenia",null,2016,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","ARM","Armenia",null,2015,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","ARM","Armenia",null,2014,21.17056,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","ARM","Armenia",null,2013,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","ARM","Armenia",null,2012,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","ARM","Armenia",null,2011,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","ABW","Aruba",null,2019,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","ABW","Aruba",null,2018,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","ABW","Aruba",null,2017,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","ABW","Aruba",null,2016,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","ABW","Aruba",null,2015,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","ABW","Aruba",null,2014,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","ABW","Aruba",null,2013,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","ABW","Aruba",null,2012,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","ABW","Aruba",null,2011,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","AUS","Australia",null,2019,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","AUS","Australia",null,2018,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","AUS","Australia",null,2017,49.98152,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","AUS","Australia",null,2016,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","AUS","Australia",null,2015,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","AUS","Australia",null,2014,55.38946,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","AUS","Australia",null,2013,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","AUS","Australia",null,2012,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","AUS","Australia",null,2011,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","AUT","Austria",null,2019,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","AUT","Austria",null,2018,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","AUT","Austria",null,2017,40.07849,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","AUT","Austria",null,2016,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","AUT","Austria",null,2015,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","AUT","Austria",null,2014,34.23154,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","AUT","Austria",null,2013,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","AUT","Austria",null,2012,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","AUT","Austria",null,2011,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","AZE","Azerbaijan",null,2019,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","AZE","Azerbaijan",null,2018,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","AZE","Azerbaijan",null,2017,10.55837,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","AZE","Azerbaijan",null,2016,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","AZE","Azerbaijan",null,2015,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","AZE","Azerbaijan",null,2014,16.89288,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","AZE","Azerbaijan",null,2013,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","AZE","Azerbaijan",null,2012,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","AZE","Azerbaijan",null,2011,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","BHS","Bahamas, The",null,2019,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","BHS","Bahamas, The",null,2018,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","BHS","Bahamas, The",null,2017,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","BHS","Bahamas, The",null,2016,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","BHS","Bahamas, The",null,2015,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","BHS","Bahamas, The",null,2014,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","BHS","Bahamas, The",null,2013,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","BHS","Bahamas, The",null,2012,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","BHS","Bahamas, The",null,2011,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","BHR","Bahrain",null,2019,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","BHR","Bahrain",null,2018,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","BHR","Bahrain",null,2017,30.05152,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","BHR","Bahrain",null,2016,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","BHR","Bahrain",null,2015,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","BHR","Bahrain",null,2014,32.05132,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","BHR","Bahrain",null,2013,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","BHR","Bahrain",null,2012,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","BHR","Bahrain",null,2011,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","BGD","Bangladesh",null,2019,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","BGD","Bangladesh",null,2018,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","BGD","Bangladesh",null,2017,10.23066,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","BGD","Bangladesh",null,2016,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","BGD","Bangladesh",null,2015,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","BGD","Bangladesh",null,2014,11.20839,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","BGD","Bangladesh",null,2013,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","BGD","Bangladesh",null,2012,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","BGD","Bangladesh",null,2011,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","BRB","Barbados",null,2019,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","BRB","Barbados",null,2018,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","BRB","Barbados",null,2017,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","BRB","Barbados",null,2016,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","BRB","Barbados",null,2015,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","BRB","Barbados",null,2014,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","BRB","Barbados",null,2013,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","BRB","Barbados",null,2012,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","BRB","Barbados",null,2011,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","BLR","Belarus",null,2019,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","BLR","Belarus",null,2018,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","BLR","Belarus",null,2017,19.2477,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","BLR","Belarus",null,2016,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","BLR","Belarus",null,2015,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","BLR","Belarus",null,2014,20.41857,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","BLR","Belarus",null,2013,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","BLR","Belarus",null,2012,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","BLR","Belarus",null,2011,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","BEL","Belgium",null,2019,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","BEL","Belgium",null,2018,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","BEL","Belgium",null,2017,42.8623,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","BEL","Belgium",null,2016,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","BEL","Belgium",null,2015,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","BEL","Belgium",null,2014,43.61799,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","BEL","Belgium",null,2013,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","BEL","Belgium",null,2012,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","BEL","Belgium",null,2011,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","BLZ","Belize",null,2019,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","BLZ","Belize",null,2018,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","BLZ","Belize",null,2017,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","BLZ","Belize",null,2016,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","BLZ","Belize",null,2015,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","BLZ","Belize",null,2014,15.27549,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","BLZ","Belize",null,2013,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","BLZ","Belize",null,2012,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","BLZ","Belize",null,2011,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","BEN","Benin",null,2019,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","BEN","Benin",null,2018,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","BEN","Benin",null,2017,13.58603,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","BEN","Benin",null,2016,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","BEN","Benin",null,2015,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","BEN","Benin",null,2014,6.125417,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","BEN","Benin",null,2013,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","BEN","Benin",null,2012,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","BEN","Benin",null,2011,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","BMU","Bermuda",null,2019,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","BMU","Bermuda",null,2018,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","BMU","Bermuda",null,2017,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","BMU","Bermuda",null,2016,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","BMU","Bermuda",null,2015,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","BMU","Bermuda",null,2014,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","BMU","Bermuda",null,2013,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","BMU","Bermuda",null,2012,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","BMU","Bermuda",null,2011,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","BTN","Bhutan",null,2019,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","BTN","Bhutan",null,2018,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","BTN","Bhutan",null,2017,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","BTN","Bhutan",null,2016,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","BTN","Bhutan",null,2015,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","BTN","Bhutan",null,2014,3.82174,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","BTN","Bhutan",null,2013,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","BTN","Bhutan",null,2012,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","BTN","Bhutan",null,2011,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","BOL","Bolivia",null,2019,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","BOL","Bolivia",null,2018,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","BOL","Bolivia",null,2017,14.65351,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","BOL","Bolivia",null,2016,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","BOL","Bolivia",null,2015,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","BOL","Bolivia",null,2014,13.31151,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","BOL","Bolivia",null,2013,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","BOL","Bolivia",null,2012,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","BOL","Bolivia",null,2011,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","BIH","Bosnia and Herzegovina",null,2019,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","BIH","Bosnia and Herzegovina",null,2018,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","BIH","Bosnia and Herzegovina",null,2017,11.96125,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","BIH","Bosnia and Herzegovina",null,2016,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","BIH","Bosnia and Herzegovina",null,2015,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","BIH","Bosnia and Herzegovina",null,2014,12.59308,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","BIH","Bosnia and Herzegovina",null,2013,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","BIH","Bosnia and Herzegovina",null,2012,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","BIH","Bosnia and Herzegovina",null,2011,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","BWA","Botswana",null,2019,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","BWA","Botswana",null,2018,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","BWA","Botswana",null,2017,3.326199,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","BWA","Botswana",null,2016,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","BWA","Botswana",null,2015,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","BWA","Botswana",null,2014,6.099952,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","BWA","Botswana",null,2013,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","BWA","Botswana",null,2012,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","BWA","Botswana",null,2011,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","BRA","Brazil",null,2019,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","BRA","Brazil",null,2018,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","BRA","Brazil",null,2017,15.87959,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","BRA","Brazil",null,2016,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","BRA","Brazil",null,2015,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","BRA","Brazil",null,2014,20.90792,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","BRA","Brazil",null,2013,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","BRA","Brazil",null,2012,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","BRA","Brazil",null,2011,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","VGB","British Virgin Islands",null,2019,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","VGB","British Virgin Islands",null,2018,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","VGB","British Virgin Islands",null,2017,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","VGB","British Virgin Islands",null,2016,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","VGB","British Virgin Islands",null,2015,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","VGB","British Virgin Islands",null,2014,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","VGB","British Virgin Islands",null,2013,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","VGB","British Virgin Islands",null,2012,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","VGB","British Virgin Islands",null,2011,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","BRN","Brunei Darussalam",null,2019,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","BRN","Brunei Darussalam",null,2018,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","BRN","Brunei Darussalam",null,2017,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","BRN","Brunei Darussalam",null,2016,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","BRN","Brunei Darussalam",null,2015,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","BRN","Brunei Darussalam",null,2014,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","BRN","Brunei Darussalam",null,2013,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","BRN","Brunei Darussalam",null,2012,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","BRN","Brunei Darussalam",null,2011,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","BGR","Bulgaria",null,2019,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","BGR","Bulgaria",null,2018,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","BGR","Bulgaria",null,2017,14.58899,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","BGR","Bulgaria",null,2016,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","BGR","Bulgaria",null,2015,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","BGR","Bulgaria",null,2014,10.15163,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","BGR","Bulgaria",null,2013,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","BGR","Bulgaria",null,2012,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","BGR","Bulgaria",null,2011,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","BFA","Burkina Faso",null,2019,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","BFA","Burkina Faso",null,2018,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","BFA","Burkina Faso",null,2017,4.997848,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","BFA","Burkina Faso",null,2016,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","BFA","Burkina Faso",null,2015,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","BFA","Burkina Faso",null,2014,2.593304,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","BFA","Burkina Faso",null,2013,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","BFA","Burkina Faso",null,2012,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","BFA","Burkina Faso",null,2011,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","BDI","Burundi",null,2019,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","BDI","Burundi",null,2018,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","BDI","Burundi",null,2017,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","BDI","Burundi",null,2016,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","BDI","Burundi",null,2015,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","BDI","Burundi",null,2014,0.1293283,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","BDI","Burundi",null,2013,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","BDI","Burundi",null,2012,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","BDI","Burundi",null,2011,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","CPV","Cabo Verde",null,2019,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","CPV","Cabo Verde",null,2018,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","CPV","Cabo Verde",null,2017,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","CPV","Cabo Verde",null,2016,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","CPV","Cabo Verde",null,2015,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","CPV","Cabo Verde",null,2014,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","CPV","Cabo Verde",null,2013,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","CPV","Cabo Verde",null,2012,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","CPV","Cabo Verde",null,2011,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","KHM","Cambodia",null,2019,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","KHM","Cambodia",null,2018,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","KHM","Cambodia",null,2017,22.78394,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","KHM","Cambodia",null,2016,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","KHM","Cambodia",null,2015,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","KHM","Cambodia",null,2014,26.43062,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","KHM","Cambodia",null,2013,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","KHM","Cambodia",null,2012,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","KHM","Cambodia",null,2011,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","CMR","Cameroon",null,2019,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","CMR","Cameroon",null,2018,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","CMR","Cameroon",null,2017,7.009976,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","CMR","Cameroon",null,2016,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","CMR","Cameroon",null,2015,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","CMR","Cameroon",null,2014,0.0,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","CMR","Cameroon",null,2013,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","CMR","Cameroon",null,2012,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","CMR","Cameroon",null,2011,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","CAN","Canada",null,2019,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","CAN","Canada",null,2018,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","CAN","Canada",null,2017,74.22995,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","CAN","Canada",null,2016,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","CAN","Canada",null,2015,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","CAN","Canada",null,2014,68.14314,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","CAN","Canada",null,2013,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","CAN","Canada",null,2012,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","CAN","Canada",null,2011,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","CYM","Cayman Islands",null,2019,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","CYM","Cayman Islands",null,2018,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","CYM","Cayman Islands",null,2017,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","CYM","Cayman Islands",null,2016,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","CYM","Cayman Islands",null,2015,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","CYM","Cayman Islands",null,2014,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","CYM","Cayman Islands",null,2013,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","CYM","Cayman Islands",null,2012,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","CYM","Cayman Islands",null,2011,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","CAF","Central African Republic",null,2019,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","CAF","Central African Republic",null,2018,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","CAF","Central African Republic",null,2017,0.7999379,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","CAF","Central African Republic",null,2016,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","CAF","Central African Republic",null,2015,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","CAF","Central African Republic",null,2014,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","CAF","Central African Republic",null,2013,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","CAF","Central African Republic",null,2012,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","CAF","Central African Republic",null,2011,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","TCD","Chad",null,2019,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","TCD","Chad",null,2018,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","TCD","Chad",null,2017,3.658437,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","TCD","Chad",null,2016,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","TCD","Chad",null,2015,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","TCD","Chad",null,2014,2.452357,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","TCD","Chad",null,2013,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","TCD","Chad",null,2012,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","TCD","Chad",null,2011,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","CHI","Channel Islands",null,2019,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","CHI","Channel Islands",null,2018,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","CHI","Channel Islands",null,2017,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","CHI","Channel Islands",null,2016,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","CHI","Channel Islands",null,2015,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","CHI","Channel Islands",null,2014,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","CHI","Channel Islands",null,2013,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","CHI","Channel Islands",null,2012,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","CHI","Channel Islands",null,2011,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","CHL","Chile",null,2019,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","CHL","Chile",null,2018,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","CHL","Chile",null,2017,24.3929,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","CHL","Chile",null,2016,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","CHL","Chile",null,2015,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","CHL","Chile",null,2014,24.40413,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","CHL","Chile",null,2013,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","CHL","Chile",null,2012,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","CHL","Chile",null,2011,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","CHN","China",null,2019,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","CHN","China",null,2018,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","CHN","China",null,2017,12.3136,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","CHN","China",null,2016,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","CHN","China",null,2015,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","CHN","China",null,2014,9.258539,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","CHN","China",null,2013,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","CHN","China",null,2012,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","CHN","China",null,2011,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","COL","Colombia",null,2019,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","COL","Colombia",null,2018,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","COL","Colombia",null,2017,10.44771,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","COL","Colombia",null,2016,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","COL","Colombia",null,2015,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","COL","Colombia",null,2014,11.29119,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","COL","Colombia",null,2013,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","COL","Colombia",null,2012,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","COL","Colombia",null,2011,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","COM","Comoros",null,2019,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","COM","Comoros",null,2018,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","COM","Comoros",null,2017,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","COM","Comoros",null,2016,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","COM","Comoros",null,2015,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","COM","Comoros",null,2014,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","COM","Comoros",null,2013,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","COM","Comoros",null,2012,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","COM","Comoros",null,2011,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","COD","Congo, Dem. Rep.",null,2019,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","COD","Congo, Dem. Rep.",null,2018,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","COD","Congo, Dem. Rep.",null,2017,1.08444,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","COD","Congo, Dem. Rep.",null,2016,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","COD","Congo, Dem. Rep.",null,2015,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","COD","Congo, Dem. Rep.",null,2014,2.937102,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","COD","Congo, Dem. Rep.",null,2013,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","COD","Congo, Dem. Rep.",null,2012,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","COD","Congo, Dem. Rep.",null,2011,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","COG","Congo, Rep.",null,2019,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","COG","Congo, Rep.",null,2018,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","COG","Congo, Rep.",null,2017,5.484377,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","COG","Congo, Rep.",null,2016,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","COG","Congo, Rep.",null,2015,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","COG","Congo, Rep.",null,2014,2.653387,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","COG","Congo, Rep.",null,2013,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","COG","Congo, Rep.",null,2012,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","COG","Congo, Rep.",null,2011,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","CRI","Costa Rica",null,2019,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","CRI","Costa Rica",null,2018,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","CRI","Costa Rica",null,2017,11.09715,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","CRI","Costa Rica",null,2016,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","CRI","Costa Rica",null,2015,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","CRI","Costa Rica",null,2014,15.53585,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","CRI","Costa Rica",null,2013,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","CRI","Costa Rica",null,2012,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","CRI","Costa Rica",null,2011,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","CIV","Côte d'Ivoire",null,2019,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","CIV","Côte d'Ivoire",null,2018,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","CIV","Côte d'Ivoire",null,2017,0.9202556,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","CIV","Côte d'Ivoire",null,2016,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","CIV","Côte d'Ivoire",null,2015,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","CIV","Côte d'Ivoire",null,2014,0.6550455,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","CIV","Côte d'Ivoire",null,2013,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","CIV","Côte d'Ivoire",null,2012,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","CIV","Côte d'Ivoire",null,2011,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","HRV","Croatia",null,2019,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","HRV","Croatia",null,2018,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","HRV","Croatia",null,2017,32.01091,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","HRV","Croatia",null,2016,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","HRV","Croatia",null,2015,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","HRV","Croatia",null,2014,33.72585,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","HRV","Croatia",null,2013,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","HRV","Croatia",null,2012,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","HRV","Croatia",null,2011,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","CUB","Cuba",null,2019,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","CUB","Cuba",null,2018,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","CUB","Cuba",null,2017,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","CUB","Cuba",null,2016,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","CUB","Cuba",null,2015,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","CUB","Cuba",null,2014,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","CUB","Cuba",null,2013,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","CUB","Cuba",null,2012,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","CUB","Cuba",null,2011,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","CUW","Curaçao",null,2019,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","CUW","Curaçao",null,2018,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","CUW","Curaçao",null,2017,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","CUW","Curaçao",null,2016,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","CUW","Curaçao",null,2015,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","CUW","Curaçao",null,2014,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","CUW","Curaçao",null,2013,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","CUW","Curaçao",null,2012,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","CUW","Curaçao",null,2011,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","CYP","Cyprus",null,2019,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","CYP","Cyprus",null,2018,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","CYP","Cyprus",null,2017,18.41481,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","CYP","Cyprus",null,2016,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","CYP","Cyprus",null,2015,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","CYP","Cyprus",null,2014,22.3169,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","CYP","Cyprus",null,2013,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","CYP","Cyprus",null,2012,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","CYP","Cyprus",null,2011,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","CZE","Czech Republic",null,2019,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","CZE","Czech Republic",null,2018,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","CZE","Czech Republic",null,2017,25.81556,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","CZE","Czech Republic",null,2016,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","CZE","Czech Republic",null,2015,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","CZE","Czech Republic",null,2014,29.39011,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","CZE","Czech Republic",null,2013,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","CZE","Czech Republic",null,2012,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","CZE","Czech Republic",null,2011,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","DNK","Denmark",null,2019,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","DNK","Denmark",null,2018,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","DNK","Denmark",null,2017,41.93717,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","DNK","Denmark",null,2016,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","DNK","Denmark",null,2015,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","DNK","Denmark",null,2014,36.61067,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","DNK","Denmark",null,2013,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","DNK","Denmark",null,2012,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","DNK","Denmark",null,2011,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","DJI","Djibouti",null,2019,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","DJI","Djibouti",null,2018,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","DJI","Djibouti",null,2017,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","DJI","Djibouti",null,2016,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","DJI","Djibouti",null,2015,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","DJI","Djibouti",null,2014,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","DJI","Djibouti",null,2013,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","DJI","Djibouti",null,2012,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","DJI","Djibouti",null,2011,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","DMA","Dominica",null,2019,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","DMA","Dominica",null,2018,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","DMA","Dominica",null,2017,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","DMA","Dominica",null,2016,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","DMA","Dominica",null,2015,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","DMA","Dominica",null,2014,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","DMA","Dominica",null,2013,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","DMA","Dominica",null,2012,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","DMA","Dominica",null,2011,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","DOM","Dominican Republic",null,2019,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","DOM","Dominican Republic",null,2018,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","DOM","Dominican Republic",null,2017,15.41282,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","DOM","Dominican Republic",null,2016,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","DOM","Dominican Republic",null,2015,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","DOM","Dominican Republic",null,2014,15.44815,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","DOM","Dominican Republic",null,2013,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","DOM","Dominican Republic",null,2012,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","DOM","Dominican Republic",null,2011,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","ECU","Ecuador",null,2019,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","ECU","Ecuador",null,2018,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","ECU","Ecuador",null,2017,12.54136,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","ECU","Ecuador",null,2016,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","ECU","Ecuador",null,2015,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","ECU","Ecuador",null,2014,12.63172,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","ECU","Ecuador",null,2013,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","ECU","Ecuador",null,2012,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","ECU","Ecuador",null,2011,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","EGY","Egypt, Arab Rep.",null,2019,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","EGY","Egypt, Arab Rep.",null,2018,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","EGY","Egypt, Arab Rep.",null,2017,6.828222,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","EGY","Egypt, Arab Rep.",null,2016,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","EGY","Egypt, Arab Rep.",null,2015,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","EGY","Egypt, Arab Rep.",null,2014,6.69184,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","EGY","Egypt, Arab Rep.",null,2013,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","EGY","Egypt, Arab Rep.",null,2012,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","EGY","Egypt, Arab Rep.",null,2011,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","SLV","El Salvador",null,2019,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","SLV","El Salvador",null,2018,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","SLV","El Salvador",null,2017,7.459413,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","SLV","El Salvador",null,2016,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","SLV","El Salvador",null,2015,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","SLV","El Salvador",null,2014,14.859,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","SLV","El Salvador",null,2013,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","SLV","El Salvador",null,2012,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","SLV","El Salvador",null,2011,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","GNQ","Equatorial Guinea",null,2019,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","GNQ","Equatorial Guinea",null,2018,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","GNQ","Equatorial Guinea",null,2017,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","GNQ","Equatorial Guinea",null,2016,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","GNQ","Equatorial Guinea",null,2015,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","GNQ","Equatorial Guinea",null,2014,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","GNQ","Equatorial Guinea",null,2013,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","GNQ","Equatorial Guinea",null,2012,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","GNQ","Equatorial Guinea",null,2011,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","ERI","Eritrea",null,2019,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","ERI","Eritrea",null,2018,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","ERI","Eritrea",null,2017,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","ERI","Eritrea",null,2016,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","ERI","Eritrea",null,2015,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","ERI","Eritrea",null,2014,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","ERI","Eritrea",null,2013,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","ERI","Eritrea",null,2012,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","ERI","Eritrea",null,2011,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","EST","Estonia",null,2019,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","EST","Estonia",null,2018,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","EST","Estonia",null,2017,19.56961,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","EST","Estonia",null,2016,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","EST","Estonia",null,2015,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","EST","Estonia",null,2014,26.85166,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","EST","Estonia",null,2013,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","EST","Estonia",null,2012,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","EST","Estonia",null,2011,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","SWZ","Eswatini",null,2019,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","SWZ","Eswatini",null,2018,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","SWZ","Eswatini",null,2017,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","SWZ","Eswatini",null,2016,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","SWZ","Eswatini",null,2015,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","SWZ","Eswatini",null,2014,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","SWZ","Eswatini",null,2013,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","SWZ","Eswatini",null,2012,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","SWZ","Eswatini",null,2011,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","ETH","Ethiopia",null,2019,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","ETH","Ethiopia",null,2018,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","ETH","Ethiopia",null,2017,10.86117,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","ETH","Ethiopia",null,2016,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","ETH","Ethiopia",null,2015,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","ETH","Ethiopia",null,2014,8.741728,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","ETH","Ethiopia",null,2013,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","ETH","Ethiopia",null,2012,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","ETH","Ethiopia",null,2011,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","FRO","Faeroe Islands",null,2019,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","FRO","Faeroe Islands",null,2018,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","FRO","Faeroe Islands",null,2017,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","FRO","Faeroe Islands",null,2016,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","FRO","Faeroe Islands",null,2015,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","FRO","Faeroe Islands",null,2014,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","FRO","Faeroe Islands",null,2013,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","FRO","Faeroe Islands",null,2012,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","FRO","Faeroe Islands",null,2011,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","FJI","Fiji",null,2019,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","FJI","Fiji",null,2018,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","FJI","Fiji",null,2017,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","FJI","Fiji",null,2016,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","FJI","Fiji",null,2015,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","FJI","Fiji",null,2014,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","FJI","Fiji",null,2013,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","FJI","Fiji",null,2012,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","FJI","Fiji",null,2011,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","FIN","Finland",null,2019,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","FIN","Finland",null,2018,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","FIN","Finland",null,2017,40.98182,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","FIN","Finland",null,2016,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","FIN","Finland",null,2015,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","FIN","Finland",null,2014,45.40281,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","FIN","Finland",null,2013,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","FIN","Finland",null,2012,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","FIN","Finland",null,2011,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","FRA","France",null,2019,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","FRA","France",null,2018,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","FRA","France",null,2017,41.71327,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","FRA","France",null,2016,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","FRA","France",null,2015,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","FRA","France",null,2014,35.9477,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","FRA","France",null,2013,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","FRA","France",null,2012,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","FRA","France",null,2011,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","PYF","French Polynesia",null,2019,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","PYF","French Polynesia",null,2018,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","PYF","French Polynesia",null,2017,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","PYF","French Polynesia",null,2016,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","PYF","French Polynesia",null,2015,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","PYF","French Polynesia",null,2014,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","PYF","French Polynesia",null,2013,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","PYF","French Polynesia",null,2012,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","PYF","French Polynesia",null,2011,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","GAB","Gabon",null,2019,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","GAB","Gabon",null,2018,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","GAB","Gabon",null,2017,4.701595,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","GAB","Gabon",null,2016,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","GAB","Gabon",null,2015,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","GAB","Gabon",null,2014,2.799683,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","GAB","Gabon",null,2013,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","GAB","Gabon",null,2012,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","GAB","Gabon",null,2011,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","GMB","Gambia, The",null,2019,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","GMB","Gambia, The",null,2018,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","GMB","Gambia, The",null,2017,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","GMB","Gambia, The",null,2016,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","GMB","Gambia, The",null,2015,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","GMB","Gambia, The",null,2014,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","GMB","Gambia, The",null,2013,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","GMB","Gambia, The",null,2012,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","GMB","Gambia, The",null,2011,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","GEO","Georgia",null,2019,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","GEO","Georgia",null,2018,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","GEO","Georgia",null,2017,23.26357,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","GEO","Georgia",null,2016,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","GEO","Georgia",null,2015,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","GEO","Georgia",null,2014,15.77564,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","GEO","Georgia",null,2013,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","GEO","Georgia",null,2012,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","GEO","Georgia",null,2011,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","DEU","Germany",null,2019,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","DEU","Germany",null,2018,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","DEU","Germany",null,2017,41.63573,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","DEU","Germany",null,2016,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","DEU","Germany",null,2015,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","DEU","Germany",null,2014,35.49652,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","DEU","Germany",null,2013,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","DEU","Germany",null,2012,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","DEU","Germany",null,2011,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","GHA","Ghana",null,2019,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","GHA","Ghana",null,2018,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","GHA","Ghana",null,2017,9.189969,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","GHA","Ghana",null,2016,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","GHA","Ghana",null,2015,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","GHA","Ghana",null,2014,5.513653,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","GHA","Ghana",null,2013,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","GHA","Ghana",null,2012,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","GHA","Ghana",null,2011,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","GIB","Gibraltar",null,2019,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","GIB","Gibraltar",null,2018,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","GIB","Gibraltar",null,2017,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","GIB","Gibraltar",null,2016,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","GIB","Gibraltar",null,2015,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","GIB","Gibraltar",null,2014,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","GIB","Gibraltar",null,2013,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","GIB","Gibraltar",null,2012,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","GIB","Gibraltar",null,2011,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","GRC","Greece",null,2019,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","GRC","Greece",null,2018,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","GRC","Greece",null,2017,5.731442,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","GRC","Greece",null,2016,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","GRC","Greece",null,2015,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","GRC","Greece",null,2014,13.89554,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","GRC","Greece",null,2013,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","GRC","Greece",null,2012,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","GRC","Greece",null,2011,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","GRL","Greenland",null,2019,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","GRL","Greenland",null,2018,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","GRL","Greenland",null,2017,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","GRL","Greenland",null,2016,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","GRL","Greenland",null,2015,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","GRL","Greenland",null,2014,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","GRL","Greenland",null,2013,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","GRL","Greenland",null,2012,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","GRL","Greenland",null,2011,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","GRD","Grenada",null,2019,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","GRD","Grenada",null,2018,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","GRD","Grenada",null,2017,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","GRD","Grenada",null,2016,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","GRD","Grenada",null,2015,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","GRD","Grenada",null,2014,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","GRD","Grenada",null,2013,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","GRD","Grenada",null,2012,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","GRD","Grenada",null,2011,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","GUM","Guam",null,2019,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","GUM","Guam",null,2018,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","GUM","Guam",null,2017,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","GUM","Guam",null,2016,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","GUM","Guam",null,2015,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","GUM","Guam",null,2014,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","GUM","Guam",null,2013,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","GUM","Guam",null,2012,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","GUM","Guam",null,2011,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","GTM","Guatemala",null,2019,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","GTM","Guatemala",null,2018,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","GTM","Guatemala",null,2017,7.103378,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","GTM","Guatemala",null,2016,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","GTM","Guatemala",null,2015,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","GTM","Guatemala",null,2014,7.793125,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","GTM","Guatemala",null,2013,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","GTM","Guatemala",null,2012,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","GTM","Guatemala",null,2011,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","GIN","Guinea",null,2019,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","GIN","Guinea",null,2018,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","GIN","Guinea",null,2017,4.274286,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","GIN","Guinea",null,2016,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","GIN","Guinea",null,2015,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","GIN","Guinea",null,2014,1.850023,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","GIN","Guinea",null,2013,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","GIN","Guinea",null,2012,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","GIN","Guinea",null,2011,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","GNB","Guinea-Bissau",null,2019,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","GNB","Guinea-Bissau",null,2018,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","GNB","Guinea-Bissau",null,2017,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","GNB","Guinea-Bissau",null,2016,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","GNB","Guinea-Bissau",null,2015,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","GNB","Guinea-Bissau",null,2014,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","GNB","Guinea-Bissau",null,2013,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","GNB","Guinea-Bissau",null,2012,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","GNB","Guinea-Bissau",null,2011,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","GUY","Guyana",null,2019,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","GUY","Guyana",null,2018,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","GUY","Guyana",null,2017,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","GUY","Guyana",null,2016,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","GUY","Guyana",null,2015,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","GUY","Guyana",null,2014,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","GUY","Guyana",null,2013,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","GUY","Guyana",null,2012,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","GUY","Guyana",null,2011,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","HTI","Haiti",null,2019,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","HTI","Haiti",null,2018,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","HTI","Haiti",null,2017,4.04655,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","HTI","Haiti",null,2016,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","HTI","Haiti",null,2015,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","HTI","Haiti",null,2014,3.813711,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","HTI","Haiti",null,2013,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","HTI","Haiti",null,2012,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","HTI","Haiti",null,2011,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","HND","Honduras",null,2019,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","HND","Honduras",null,2018,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","HND","Honduras",null,2017,7.466705,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","HND","Honduras",null,2016,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","HND","Honduras",null,2015,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","HND","Honduras",null,2014,7.28792,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","HND","Honduras",null,2013,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","HND","Honduras",null,2012,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","HND","Honduras",null,2011,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","HKG","Hong Kong SAR, China",null,2019,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","HKG","Hong Kong SAR, China",null,2018,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","HKG","Hong Kong SAR, China",null,2017,43.60171,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","HKG","Hong Kong SAR, China",null,2016,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","HKG","Hong Kong SAR, China",null,2015,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","HKG","Hong Kong SAR, China",null,2014,43.34483,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","HKG","Hong Kong SAR, China",null,2013,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","HKG","Hong Kong SAR, China",null,2012,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","HKG","Hong Kong SAR, China",null,2011,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","HUN","Hungary",null,2019,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","HUN","Hungary",null,2018,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","HUN","Hungary",null,2017,14.28302,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","HUN","Hungary",null,2016,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","HUN","Hungary",null,2015,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","HUN","Hungary",null,2014,14.5597,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","HUN","Hungary",null,2013,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","HUN","Hungary",null,2012,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","HUN","Hungary",null,2011,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","ISL","Iceland",null,2019,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","ISL","Iceland",null,2018,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","ISL","Iceland",null,2017,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","ISL","Iceland",null,2016,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","ISL","Iceland",null,2015,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","ISL","Iceland",null,2014,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","ISL","Iceland",null,2013,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","ISL","Iceland",null,2012,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","ISL","Iceland",null,2011,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","IND","India",null,2019,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","IND","India",null,2018,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","IND","India",null,2017,6.30075,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","IND","India",null,2016,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","IND","India",null,2015,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","IND","India",null,2014,7.424744,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","IND","India",null,2013,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","IND","India",null,2012,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","IND","India",null,2011,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","IDN","Indonesia",null,2019,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","IDN","Indonesia",null,2018,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","IDN","Indonesia",null,2017,13.32812,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","IDN","Indonesia",null,2016,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","IDN","Indonesia",null,2015,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","IDN","Indonesia",null,2014,12.33658,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","IDN","Indonesia",null,2013,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","IDN","Indonesia",null,2012,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","IDN","Indonesia",null,2011,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","IRN","Iran, Islamic Rep.",null,2019,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","IRN","Iran, Islamic Rep.",null,2018,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","IRN","Iran, Islamic Rep.",null,2017,23.29757,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","IRN","Iran, Islamic Rep.",null,2016,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","IRN","Iran, Islamic Rep.",null,2015,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","IRN","Iran, Islamic Rep.",null,2014,31.73266,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","IRN","Iran, Islamic Rep.",null,2013,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","IRN","Iran, Islamic Rep.",null,2012,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","IRN","Iran, Islamic Rep.",null,2011,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","IRQ","Iraq",null,2019,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","IRQ","Iraq",null,2018,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","IRQ","Iraq",null,2017,1.522931,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","IRQ","Iraq",null,2016,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","IRQ","Iraq",null,2015,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","IRQ","Iraq",null,2014,3.531713,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","IRQ","Iraq",null,2013,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","IRQ","Iraq",null,2012,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","IRQ","Iraq",null,2011,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","IRL","Ireland",null,2019,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","IRL","Ireland",null,2018,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","IRL","Ireland",null,2017,41.00471,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","IRL","Ireland",null,2016,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","IRL","Ireland",null,2015,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","IRL","Ireland",null,2014,39.52366,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","IRL","Ireland",null,2013,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","IRL","Ireland",null,2012,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","IRL","Ireland",null,2011,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","IMN","Isle of Man",null,2019,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","IMN","Isle of Man",null,2018,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","IMN","Isle of Man",null,2017,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","IMN","Isle of Man",null,2016,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","IMN","Isle of Man",null,2015,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","IMN","Isle of Man",null,2014,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","IMN","Isle of Man",null,2013,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","IMN","Isle of Man",null,2012,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","IMN","Isle of Man",null,2011,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","ISR","Israel",null,2019,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","ISR","Israel",null,2018,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","ISR","Israel",null,2017,67.52874,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","ISR","Israel",null,2016,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","ISR","Israel",null,2015,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","ISR","Israel",null,2014,66.54986,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","ISR","Israel",null,2013,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","ISR","Israel",null,2012,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","ISR","Israel",null,2011,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","ITA","Italy",null,2019,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","ITA","Italy",null,2018,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","ITA","Italy",null,2017,36.25467,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","ITA","Italy",null,2016,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","ITA","Italy",null,2015,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","ITA","Italy",null,2014,27.13844,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","ITA","Italy",null,2013,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","ITA","Italy",null,2012,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","ITA","Italy",null,2011,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","JAM","Jamaica",null,2019,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","JAM","Jamaica",null,2018,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","JAM","Jamaica",null,2017,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","JAM","Jamaica",null,2016,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","JAM","Jamaica",null,2015,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","JAM","Jamaica",null,2014,13.81751,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","JAM","Jamaica",null,2013,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","JAM","Jamaica",null,2012,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","JAM","Jamaica",null,2011,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","JPN","Japan",null,2019,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","JPN","Japan",null,2018,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","JPN","Japan",null,2017,47.53136,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","JPN","Japan",null,2016,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","JPN","Japan",null,2015,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","JPN","Japan",null,2014,53.80292,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","JPN","Japan",null,2013,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","JPN","Japan",null,2012,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","JPN","Japan",null,2011,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","JOR","Jordan",null,2019,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","JOR","Jordan",null,2018,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","JOR","Jordan",null,2017,15.59525,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","JOR","Jordan",null,2016,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","JOR","Jordan",null,2015,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","JOR","Jordan",null,2014,10.83218,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","JOR","Jordan",null,2013,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","JOR","Jordan",null,2012,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","JOR","Jordan",null,2011,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","KAZ","Kazakhstan",null,2019,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","KAZ","Kazakhstan",null,2018,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","KAZ","Kazakhstan",null,2017,25.2656,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","KAZ","Kazakhstan",null,2016,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","KAZ","Kazakhstan",null,2015,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","KAZ","Kazakhstan",null,2014,14.2949,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","KAZ","Kazakhstan",null,2013,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","KAZ","Kazakhstan",null,2012,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","KAZ","Kazakhstan",null,2011,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","KEN","Kenya",null,2019,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","KEN","Kenya",null,2018,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","KEN","Kenya",null,2017,13.21664,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","KEN","Kenya",null,2016,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","KEN","Kenya",null,2015,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","KEN","Kenya",null,2014,9.195525,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","KEN","Kenya",null,2013,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","KEN","Kenya",null,2012,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","KEN","Kenya",null,2011,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","KIR","Kiribati",null,2019,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","KIR","Kiribati",null,2018,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","KIR","Kiribati",null,2017,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","KIR","Kiribati",null,2016,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","KIR","Kiribati",null,2015,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","KIR","Kiribati",null,2014,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","KIR","Kiribati",null,2013,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","KIR","Kiribati",null,2012,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","KIR","Kiribati",null,2011,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","PRK","Korea, Dem. Rep.",null,2019,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","PRK","Korea, Dem. Rep.",null,2018,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","PRK","Korea, Dem. Rep.",null,2017,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","PRK","Korea, Dem. Rep.",null,2016,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","PRK","Korea, Dem. Rep.",null,2015,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","PRK","Korea, Dem. Rep.",null,2014,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","PRK","Korea, Dem. Rep.",null,2013,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","PRK","Korea, Dem. Rep.",null,2012,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","PRK","Korea, Dem. Rep.",null,2011,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","KOR","Korea, Rep.",null,2019,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","KOR","Korea, Rep.",null,2018,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","KOR","Korea, Rep.",null,2017,55.63816,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","KOR","Korea, Rep.",null,2016,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","KOR","Korea, Rep.",null,2015,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","KOR","Korea, Rep.",null,2014,45.33288,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","KOR","Korea, Rep.",null,2013,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","KOR","Korea, Rep.",null,2012,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","KOR","Korea, Rep.",null,2011,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","XKX","Kosovo",null,2019,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","XKX","Kosovo",null,2018,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","XKX","Kosovo",null,2017,7.968544,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","XKX","Kosovo",null,2016,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","XKX","Kosovo",null,2015,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","XKX","Kosovo",null,2014,16.13118,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","XKX","Kosovo",null,2013,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","XKX","Kosovo",null,2012,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","XKX","Kosovo",null,2011,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","KWT","Kuwait",null,2019,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","KWT","Kuwait",null,2018,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","KWT","Kuwait",null,2017,18.69906,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","KWT","Kuwait",null,2016,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","KWT","Kuwait",null,2015,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","KWT","Kuwait",null,2014,21.16265,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","KWT","Kuwait",null,2013,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","KWT","Kuwait",null,2012,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","KWT","Kuwait",null,2011,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","KGZ","Kyrgyz Republic",null,2019,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","KGZ","Kyrgyz Republic",null,2018,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","KGZ","Kyrgyz Republic",null,2017,7.333451,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","KGZ","Kyrgyz Republic",null,2016,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","KGZ","Kyrgyz Republic",null,2015,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","KGZ","Kyrgyz Republic",null,2014,14.21839,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","KGZ","Kyrgyz Republic",null,2013,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","KGZ","Kyrgyz Republic",null,2012,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","KGZ","Kyrgyz Republic",null,2011,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","LAO","Lao PDR",null,2019,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","LAO","Lao PDR",null,2018,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","LAO","Lao PDR",null,2017,7.527316,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","LAO","Lao PDR",null,2016,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","LAO","Lao PDR",null,2015,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","LAO","Lao PDR",null,2014,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","LAO","Lao PDR",null,2013,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","LAO","Lao PDR",null,2012,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","LAO","Lao PDR",null,2011,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","LVA","Latvia",null,2019,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","LVA","Latvia",null,2018,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","LVA","Latvia",null,2017,14.19761,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","LVA","Latvia",null,2016,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","LVA","Latvia",null,2015,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","LVA","Latvia",null,2014,25.07708,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","LVA","Latvia",null,2013,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","LVA","Latvia",null,2012,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","LVA","Latvia",null,2011,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","LBN","Lebanon",null,2019,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","LBN","Lebanon",null,2018,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","LBN","Lebanon",null,2017,16.51639,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","LBN","Lebanon",null,2016,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","LBN","Lebanon",null,2015,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","LBN","Lebanon",null,2014,15.32784,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","LBN","Lebanon",null,2013,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","LBN","Lebanon",null,2012,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","LBN","Lebanon",null,2011,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","LSO","Lesotho",null,2019,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","LSO","Lesotho",null,2018,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","LSO","Lesotho",null,2017,4.063647,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","LSO","Lesotho",null,2016,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","LSO","Lesotho",null,2015,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","LSO","Lesotho",null,2014,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","LSO","Lesotho",null,2013,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","LSO","Lesotho",null,2012,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","LSO","Lesotho",null,2011,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","LBR","Liberia",null,2019,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","LBR","Liberia",null,2018,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","LBR","Liberia",null,2017,6.907284,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","LBR","Liberia",null,2016,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","LBR","Liberia",null,2015,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","LBR","Liberia",null,2014,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","LBR","Liberia",null,2013,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","LBR","Liberia",null,2012,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","LBR","Liberia",null,2011,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","LBY","Libya",null,2019,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","LBY","Libya",null,2018,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","LBY","Libya",null,2017,5.672824,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","LBY","Libya",null,2016,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","LBY","Libya",null,2015,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","LBY","Libya",null,2014,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","LBY","Libya",null,2013,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","LBY","Libya",null,2012,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","LBY","Libya",null,2011,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","LIE","Liechtenstein",null,2019,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","LIE","Liechtenstein",null,2018,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","LIE","Liechtenstein",null,2017,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","LIE","Liechtenstein",null,2016,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","LIE","Liechtenstein",null,2015,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","LIE","Liechtenstein",null,2014,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","LIE","Liechtenstein",null,2013,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","LIE","Liechtenstein",null,2012,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","LIE","Liechtenstein",null,2011,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","LTU","Lithuania",null,2019,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","LTU","Lithuania",null,2018,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","LTU","Lithuania",null,2017,16.40269,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","LTU","Lithuania",null,2016,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","LTU","Lithuania",null,2015,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","LTU","Lithuania",null,2014,11.20194,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","LTU","Lithuania",null,2013,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","LTU","Lithuania",null,2012,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","LTU","Lithuania",null,2011,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","LUX","Luxembourg",null,2019,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","LUX","Luxembourg",null,2018,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","LUX","Luxembourg",null,2017,65.69469,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","LUX","Luxembourg",null,2016,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","LUX","Luxembourg",null,2015,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","LUX","Luxembourg",null,2014,65.20684,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","LUX","Luxembourg",null,2013,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","LUX","Luxembourg",null,2012,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","LUX","Luxembourg",null,2011,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","MAC","Macao SAR, China",null,2019,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","MAC","Macao SAR, China",null,2018,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","MAC","Macao SAR, China",null,2017,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","MAC","Macao SAR, China",null,2016,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","MAC","Macao SAR, China",null,2015,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","MAC","Macao SAR, China",null,2014,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","MAC","Macao SAR, China",null,2013,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","MAC","Macao SAR, China",null,2012,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","MAC","Macao SAR, China",null,2011,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","MKD","Macedonia, FYR",null,2019,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","MKD","Macedonia, FYR",null,2018,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","MKD","Macedonia, FYR",null,2017,10.61591,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","MKD","Macedonia, FYR",null,2016,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","MKD","Macedonia, FYR",null,2015,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","MKD","Macedonia, FYR",null,2014,19.00278,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","MKD","Macedonia, FYR",null,2013,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","MKD","Macedonia, FYR",null,2012,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","MKD","Macedonia, FYR",null,2011,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","MDG","Madagascar",null,2019,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","MDG","Madagascar",null,2018,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","MDG","Madagascar",null,2017,2.351053,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","MDG","Madagascar",null,2016,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","MDG","Madagascar",null,2015,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","MDG","Madagascar",null,2014,0.4522115,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","MDG","Madagascar",null,2013,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","MDG","Madagascar",null,2012,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","MDG","Madagascar",null,2011,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","MWI","Malawi",null,2019,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","MWI","Malawi",null,2018,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","MWI","Malawi",null,2017,7.875099,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","MWI","Malawi",null,2016,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","MWI","Malawi",null,2015,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","MWI","Malawi",null,2014,3.850022,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","MWI","Malawi",null,2013,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","MWI","Malawi",null,2012,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","MWI","Malawi",null,2011,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","MYS","Malaysia",null,2019,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","MYS","Malaysia",null,2018,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","MYS","Malaysia",null,2017,16.16786,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","MYS","Malaysia",null,2016,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","MYS","Malaysia",null,2015,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","MYS","Malaysia",null,2014,21.18593,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","MYS","Malaysia",null,2013,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","MYS","Malaysia",null,2012,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","MYS","Malaysia",null,2011,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","MDV","Maldives",null,2019,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","MDV","Maldives",null,2018,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","MDV","Maldives",null,2017,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","MDV","Maldives",null,2016,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","MDV","Maldives",null,2015,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","MDV","Maldives",null,2014,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","MDV","Maldives",null,2013,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","MDV","Maldives",null,2012,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","MDV","Maldives",null,2011,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","MLI","Mali",null,2019,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","MLI","Mali",null,2018,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","MLI","Mali",null,2017,6.68512,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","MLI","Mali",null,2016,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","MLI","Mali",null,2015,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","MLI","Mali",null,2014,3.376623,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","MLI","Mali",null,2013,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","MLI","Mali",null,2012,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","MLI","Mali",null,2011,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","MLT","Malta",null,2019,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","MLT","Malta",null,2018,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","MLT","Malta",null,2017,27.81711,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","MLT","Malta",null,2016,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","MLT","Malta",null,2015,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","MLT","Malta",null,2014,28.49344,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","MLT","Malta",null,2013,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","MLT","Malta",null,2012,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","MLT","Malta",null,2011,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","MHL","Marshall Islands",null,2019,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","MHL","Marshall Islands",null,2018,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","MHL","Marshall Islands",null,2017,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","MHL","Marshall Islands",null,2016,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","MHL","Marshall Islands",null,2015,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","MHL","Marshall Islands",null,2014,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","MHL","Marshall Islands",null,2013,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","MHL","Marshall Islands",null,2012,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","MHL","Marshall Islands",null,2011,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","MRT","Mauritania",null,2019,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","MRT","Mauritania",null,2018,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","MRT","Mauritania",null,2017,6.669035,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","MRT","Mauritania",null,2016,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","MRT","Mauritania",null,2015,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","MRT","Mauritania",null,2014,5.506619,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","MRT","Mauritania",null,2013,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","MRT","Mauritania",null,2012,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","MRT","Mauritania",null,2011,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","MUS","Mauritius",null,2019,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","MUS","Mauritius",null,2018,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","MUS","Mauritius",null,2017,13.15483,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","MUS","Mauritius",null,2016,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","MUS","Mauritius",null,2015,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","MUS","Mauritius",null,2014,14.94443,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","MUS","Mauritius",null,2013,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","MUS","Mauritius",null,2012,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","MUS","Mauritius",null,2011,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","MEX","Mexico",null,2019,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","MEX","Mexico",null,2018,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","MEX","Mexico",null,2017,5.151642,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","MEX","Mexico",null,2016,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","MEX","Mexico",null,2015,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","MEX","Mexico",null,2014,9.287523,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","MEX","Mexico",null,2013,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","MEX","Mexico",null,2012,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","MEX","Mexico",null,2011,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","FSM","Micronesia, Fed. Sts.",null,2019,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","FSM","Micronesia, Fed. Sts.",null,2018,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","FSM","Micronesia, Fed. Sts.",null,2017,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","FSM","Micronesia, Fed. Sts.",null,2016,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","FSM","Micronesia, Fed. Sts.",null,2015,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","FSM","Micronesia, Fed. Sts.",null,2014,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","FSM","Micronesia, Fed. Sts.",null,2013,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","FSM","Micronesia, Fed. Sts.",null,2012,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","FSM","Micronesia, Fed. Sts.",null,2011,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","MDA","Moldova",null,2019,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","MDA","Moldova",null,2018,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","MDA","Moldova",null,2017,12.15174,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","MDA","Moldova",null,2016,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","MDA","Moldova",null,2015,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","MDA","Moldova",null,2014,8.454237,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","MDA","Moldova",null,2013,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","MDA","Moldova",null,2012,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","MDA","Moldova",null,2011,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","MCO","Monaco",null,2019,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","MCO","Monaco",null,2018,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","MCO","Monaco",null,2017,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","MCO","Monaco",null,2016,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","MCO","Monaco",null,2015,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","MCO","Monaco",null,2014,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","MCO","Monaco",null,2013,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","MCO","Monaco",null,2012,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","MCO","Monaco",null,2011,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","MNG","Mongolia",null,2019,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","MNG","Mongolia",null,2018,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","MNG","Mongolia",null,2017,25.64456,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","MNG","Mongolia",null,2016,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","MNG","Mongolia",null,2015,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","MNG","Mongolia",null,2014,33.69306,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","MNG","Mongolia",null,2013,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","MNG","Mongolia",null,2012,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","MNG","Mongolia",null,2011,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","MNE","Montenegro",null,2019,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","MNE","Montenegro",null,2018,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","MNE","Montenegro",null,2017,19.83748,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","MNE","Montenegro",null,2016,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","MNE","Montenegro",null,2015,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","MNE","Montenegro",null,2014,23.77528,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","MNE","Montenegro",null,2013,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","MNE","Montenegro",null,2012,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","MNE","Montenegro",null,2011,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","MAR","Morocco",null,2019,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","MAR","Morocco",null,2018,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","MAR","Morocco",null,2017,1.941131,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","MAR","Morocco",null,2016,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","MAR","Morocco",null,2015,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","MAR","Morocco",null,2014,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","MAR","Morocco",null,2013,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","MAR","Morocco",null,2012,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","MAR","Morocco",null,2011,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","MOZ","Mozambique",null,2019,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","MOZ","Mozambique",null,2018,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","MOZ","Mozambique",null,2017,8.163392,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","MOZ","Mozambique",null,2016,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","MOZ","Mozambique",null,2015,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","MOZ","Mozambique",null,2014,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","MOZ","Mozambique",null,2013,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","MOZ","Mozambique",null,2012,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","MOZ","Mozambique",null,2011,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","MMR","Myanmar",null,2019,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","MMR","Myanmar",null,2018,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","MMR","Myanmar",null,2017,24.06814,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","MMR","Myanmar",null,2016,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","MMR","Myanmar",null,2015,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","MMR","Myanmar",null,2014,16.70402,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","MMR","Myanmar",null,2013,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","MMR","Myanmar",null,2012,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","MMR","Myanmar",null,2011,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","NAM","Namibia",null,2019,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","NAM","Namibia",null,2018,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","NAM","Namibia",null,2017,10.49731,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","NAM","Namibia",null,2016,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","NAM","Namibia",null,2015,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","NAM","Namibia",null,2014,4.403891,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","NAM","Namibia",null,2013,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","NAM","Namibia",null,2012,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","NAM","Namibia",null,2011,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","NRU","Nauru",null,2019,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","NRU","Nauru",null,2018,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","NRU","Nauru",null,2017,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","NRU","Nauru",null,2016,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","NRU","Nauru",null,2015,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","NRU","Nauru",null,2014,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","NRU","Nauru",null,2013,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","NRU","Nauru",null,2012,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","NRU","Nauru",null,2011,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","NPL","Nepal",null,2019,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","NPL","Nepal",null,2018,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","NPL","Nepal",null,2017,13.34386,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","NPL","Nepal",null,2016,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","NPL","Nepal",null,2015,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","NPL","Nepal",null,2014,11.02004,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","NPL","Nepal",null,2013,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","NPL","Nepal",null,2012,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","NPL","Nepal",null,2011,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","NLD","Netherlands",null,2019,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","NLD","Netherlands",null,2018,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","NLD","Netherlands",null,2017,24.03907,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","NLD","Netherlands",null,2016,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","NLD","Netherlands",null,2015,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","NLD","Netherlands",null,2014,20.87689,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","NLD","Netherlands",null,2013,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","NLD","Netherlands",null,2012,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","NLD","Netherlands",null,2011,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","NCL","New Caledonia",null,2019,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","NCL","New Caledonia",null,2018,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","NCL","New Caledonia",null,2017,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","NCL","New Caledonia",null,2016,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","NCL","New Caledonia",null,2015,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","NCL","New Caledonia",null,2014,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","NCL","New Caledonia",null,2013,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","NCL","New Caledonia",null,2012,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","NCL","New Caledonia",null,2011,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","NZL","New Zealand",null,2019,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","NZL","New Zealand",null,2018,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","NZL","New Zealand",null,2017,55.77106,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","NZL","New Zealand",null,2016,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","NZL","New Zealand",null,2015,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","NZL","New Zealand",null,2014,56.01394,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","NZL","New Zealand",null,2013,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","NZL","New Zealand",null,2012,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","NZL","New Zealand",null,2011,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","NIC","Nicaragua",null,2019,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","NIC","Nicaragua",null,2018,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","NIC","Nicaragua",null,2017,11.04978,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","NIC","Nicaragua",null,2016,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","NIC","Nicaragua",null,2015,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","NIC","Nicaragua",null,2014,10.11831,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","NIC","Nicaragua",null,2013,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","NIC","Nicaragua",null,2012,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","NIC","Nicaragua",null,2011,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","NER","Niger",null,2019,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","NER","Niger",null,2018,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","NER","Niger",null,2017,4.673452,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","NER","Niger",null,2016,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","NER","Niger",null,2015,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","NER","Niger",null,2014,2.270526,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","NER","Niger",null,2013,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","NER","Niger",null,2012,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","NER","Niger",null,2011,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","NGA","Nigeria",null,2019,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","NGA","Nigeria",null,2018,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","NGA","Nigeria",null,2017,3.350312,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","NGA","Nigeria",null,2016,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","NGA","Nigeria",null,2015,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","NGA","Nigeria",null,2014,7.243827,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","NGA","Nigeria",null,2013,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","NGA","Nigeria",null,2012,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","NGA","Nigeria",null,2011,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","MNP","Northern Mariana Islands",null,2019,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","MNP","Northern Mariana Islands",null,2018,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","MNP","Northern Mariana Islands",null,2017,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","MNP","Northern Mariana Islands",null,2016,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","MNP","Northern Mariana Islands",null,2015,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","MNP","Northern Mariana Islands",null,2014,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","MNP","Northern Mariana Islands",null,2013,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","MNP","Northern Mariana Islands",null,2012,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","MNP","Northern Mariana Islands",null,2011,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","NOR","Norway",null,2019,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","NOR","Norway",null,2018,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","NOR","Norway",null,2017,62.00219,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","NOR","Norway",null,2016,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","NOR","Norway",null,2015,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","NOR","Norway",null,2014,56.54675,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","NOR","Norway",null,2013,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","NOR","Norway",null,2012,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","NOR","Norway",null,2011,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","OMN","Oman",null,2019,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","OMN","Oman",null,2018,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","OMN","Oman",null,2017,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","OMN","Oman",null,2016,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","OMN","Oman",null,2015,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","OMN","Oman",null,2014,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","OMN","Oman",null,2013,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","OMN","Oman",null,2012,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","OMN","Oman",null,2011,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","PAK","Pakistan",null,2019,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","PAK","Pakistan",null,2018,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","PAK","Pakistan",null,2017,2.719493,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","PAK","Pakistan",null,2016,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","PAK","Pakistan",null,2015,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","PAK","Pakistan",null,2014,2.141786,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","PAK","Pakistan",null,2013,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","PAK","Pakistan",null,2012,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","PAK","Pakistan",null,2011,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","PLW","Palau",null,2019,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","PLW","Palau",null,2018,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","PLW","Palau",null,2017,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","PLW","Palau",null,2016,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","PLW","Palau",null,2015,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","PLW","Palau",null,2014,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","PLW","Palau",null,2013,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","PLW","Palau",null,2012,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","PLW","Palau",null,2011,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","PAN","Panama",null,2019,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","PAN","Panama",null,2018,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","PAN","Panama",null,2017,7.651412,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","PAN","Panama",null,2016,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","PAN","Panama",null,2015,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","PAN","Panama",null,2014,10.80049,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","PAN","Panama",null,2013,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","PAN","Panama",null,2012,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","PAN","Panama",null,2011,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","PNG","Papua New Guinea",null,2019,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","PNG","Papua New Guinea",null,2018,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","PNG","Papua New Guinea",null,2017,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","PNG","Papua New Guinea",null,2016,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","PNG","Papua New Guinea",null,2015,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","PNG","Papua New Guinea",null,2014,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","PNG","Papua New Guinea",null,2013,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","PNG","Papua New Guinea",null,2012,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","PNG","Papua New Guinea",null,2011,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","PRY","Paraguay",null,2019,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","PRY","Paraguay",null,2018,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","PRY","Paraguay",null,2017,10.69426,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","PRY","Paraguay",null,2016,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","PRY","Paraguay",null,2015,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","PRY","Paraguay",null,2014,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","PRY","Paraguay",null,2013,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","PRY","Paraguay",null,2012,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","PRY","Paraguay",null,2011,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","PER","Peru",null,2019,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","PER","Peru",null,2018,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","PER","Peru",null,2017,8.54215,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","PER","Peru",null,2016,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","PER","Peru",null,2015,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","PER","Peru",null,2014,8.631477,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","PER","Peru",null,2013,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","PER","Peru",null,2012,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","PER","Peru",null,2011,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","PHL","Philippines",null,2019,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","PHL","Philippines",null,2018,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","PHL","Philippines",null,2017,5.156662,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","PHL","Philippines",null,2016,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","PHL","Philippines",null,2015,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","PHL","Philippines",null,2014,9.054189,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","PHL","Philippines",null,2013,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","PHL","Philippines",null,2012,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","PHL","Philippines",null,2011,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","POL","Poland",null,2019,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","POL","Poland",null,2018,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","POL","Poland",null,2017,29.02857,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","POL","Poland",null,2016,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","POL","Poland",null,2015,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","POL","Poland",null,2014,22.51391,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","POL","Poland",null,2013,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","POL","Poland",null,2012,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","POL","Poland",null,2011,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","PRT","Portugal",null,2019,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","PRT","Portugal",null,2018,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","PRT","Portugal",null,2017,19.88164,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","PRT","Portugal",null,2016,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","PRT","Portugal",null,2015,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","PRT","Portugal",null,2014,15.15045,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","PRT","Portugal",null,2013,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","PRT","Portugal",null,2012,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","PRT","Portugal",null,2011,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","PRI","Puerto Rico",null,2019,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","PRI","Puerto Rico",null,2018,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","PRI","Puerto Rico",null,2017,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","PRI","Puerto Rico",null,2016,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","PRI","Puerto Rico",null,2015,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","PRI","Puerto Rico",null,2014,12.14136,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","PRI","Puerto Rico",null,2013,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","PRI","Puerto Rico",null,2012,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","PRI","Puerto Rico",null,2011,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","QAT","Qatar",null,2019,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","QAT","Qatar",null,2018,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","QAT","Qatar",null,2017,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","QAT","Qatar",null,2016,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","QAT","Qatar",null,2015,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","QAT","Qatar",null,2014,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","QAT","Qatar",null,2013,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","QAT","Qatar",null,2012,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","QAT","Qatar",null,2011,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","ROU","Romania",null,2019,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","ROU","Romania",null,2018,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","ROU","Romania",null,2017,14.45563,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","ROU","Romania",null,2016,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","ROU","Romania",null,2015,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","ROU","Romania",null,2014,12.57214,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","ROU","Romania",null,2013,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","ROU","Romania",null,2012,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","ROU","Romania",null,2011,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","RUS","Russian Federation",null,2019,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","RUS","Russian Federation",null,2018,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","RUS","Russian Federation",null,2017,22.92133,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","RUS","Russian Federation",null,2016,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","RUS","Russian Federation",null,2015,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","RUS","Russian Federation",null,2014,20.45864,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","RUS","Russian Federation",null,2013,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","RUS","Russian Federation",null,2012,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","RUS","Russian Federation",null,2011,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","RWA","Rwanda",null,2019,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","RWA","Rwanda",null,2018,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","RWA","Rwanda",null,2017,4.082501,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","RWA","Rwanda",null,2016,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","RWA","Rwanda",null,2015,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","RWA","Rwanda",null,2014,1.595676,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","RWA","Rwanda",null,2013,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","RWA","Rwanda",null,2012,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","RWA","Rwanda",null,2011,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","WSM","Samoa",null,2019,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","WSM","Samoa",null,2018,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","WSM","Samoa",null,2017,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","WSM","Samoa",null,2016,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","WSM","Samoa",null,2015,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","WSM","Samoa",null,2014,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","WSM","Samoa",null,2013,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","WSM","Samoa",null,2012,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","WSM","Samoa",null,2011,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","SMR","San Marino",null,2019,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","SMR","San Marino",null,2018,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","SMR","San Marino",null,2017,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","SMR","San Marino",null,2016,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","SMR","San Marino",null,2015,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","SMR","San Marino",null,2014,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","SMR","San Marino",null,2013,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","SMR","San Marino",null,2012,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","SMR","San Marino",null,2011,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","STP","São Tomé and Principe",null,2019,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","STP","São Tomé and Principe",null,2018,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","STP","São Tomé and Principe",null,2017,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","STP","São Tomé and Principe",null,2016,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","STP","São Tomé and Principe",null,2015,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","STP","São Tomé and Principe",null,2014,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","STP","São Tomé and Principe",null,2013,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","STP","São Tomé and Principe",null,2012,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","STP","São Tomé and Principe",null,2011,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","SAU","Saudi Arabia",null,2019,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","SAU","Saudi Arabia",null,2018,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","SAU","Saudi Arabia",null,2017,17.63577,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","SAU","Saudi Arabia",null,2016,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","SAU","Saudi Arabia",null,2015,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","SAU","Saudi Arabia",null,2014,12.17076,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","SAU","Saudi Arabia",null,2013,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","SAU","Saudi Arabia",null,2012,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","SAU","Saudi Arabia",null,2011,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","SEN","Senegal",null,2019,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","SEN","Senegal",null,2018,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","SEN","Senegal",null,2017,5.249256,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","SEN","Senegal",null,2016,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","SEN","Senegal",null,2015,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","SEN","Senegal",null,2014,1.371573,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","SEN","Senegal",null,2013,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","SEN","Senegal",null,2012,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","SEN","Senegal",null,2011,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","SRB","Serbia",null,2019,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","SRB","Serbia",null,2018,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","SRB","Serbia",null,2017,12.0651,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","SRB","Serbia",null,2016,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","SRB","Serbia",null,2015,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","SRB","Serbia",null,2014,15.11382,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","SRB","Serbia",null,2013,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","SRB","Serbia",null,2012,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","SRB","Serbia",null,2011,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","SYC","Seychelles",null,2019,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","SYC","Seychelles",null,2018,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","SYC","Seychelles",null,2017,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","SYC","Seychelles",null,2016,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","SYC","Seychelles",null,2015,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","SYC","Seychelles",null,2014,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","SYC","Seychelles",null,2013,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","SYC","Seychelles",null,2012,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","SYC","Seychelles",null,2011,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","SLE","Sierra Leone",null,2019,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","SLE","Sierra Leone",null,2018,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","SLE","Sierra Leone",null,2017,3.012195,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","SLE","Sierra Leone",null,2016,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","SLE","Sierra Leone",null,2015,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","SLE","Sierra Leone",null,2014,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","SLE","Sierra Leone",null,2013,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","SLE","Sierra Leone",null,2012,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","SLE","Sierra Leone",null,2011,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","SGP","Singapore",null,2019,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","SGP","Singapore",null,2018,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","SGP","Singapore",null,2017,24.60492,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","SGP","Singapore",null,2016,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","SGP","Singapore",null,2015,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","SGP","Singapore",null,2014,29.99432,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","SGP","Singapore",null,2013,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","SGP","Singapore",null,2012,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","SGP","Singapore",null,2011,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","SXM","Sint Maarten (Dutch part)",null,2019,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","SXM","Sint Maarten (Dutch part)",null,2018,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","SXM","Sint Maarten (Dutch part)",null,2017,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","SXM","Sint Maarten (Dutch part)",null,2016,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","SXM","Sint Maarten (Dutch part)",null,2015,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","SXM","Sint Maarten (Dutch part)",null,2014,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","SXM","Sint Maarten (Dutch part)",null,2013,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","SXM","Sint Maarten (Dutch part)",null,2012,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","SXM","Sint Maarten (Dutch part)",null,2011,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","SVK","Slovak Republic",null,2019,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","SVK","Slovak Republic",null,2018,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","SVK","Slovak Republic",null,2017,30.98224,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","SVK","Slovak Republic",null,2016,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","SVK","Slovak Republic",null,2015,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","SVK","Slovak Republic",null,2014,28.33002,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","SVK","Slovak Republic",null,2013,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","SVK","Slovak Republic",null,2012,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","SVK","Slovak Republic",null,2011,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","SVN","Slovenia",null,2019,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","SVN","Slovenia",null,2018,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","SVN","Slovenia",null,2017,31.25167,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","SVN","Slovenia",null,2016,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","SVN","Slovenia",null,2015,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","SVN","Slovenia",null,2014,25.4908,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","SVN","Slovenia",null,2013,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","SVN","Slovenia",null,2012,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","SVN","Slovenia",null,2011,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","SLB","Solomon Islands",null,2019,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","SLB","Solomon Islands",null,2018,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","SLB","Solomon Islands",null,2017,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","SLB","Solomon Islands",null,2016,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","SLB","Solomon Islands",null,2015,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","SLB","Solomon Islands",null,2014,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","SLB","Solomon Islands",null,2013,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","SLB","Solomon Islands",null,2012,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","SLB","Solomon Islands",null,2011,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","SOM","Somalia",null,2019,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","SOM","Somalia",null,2018,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","SOM","Somalia",null,2017,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","SOM","Somalia",null,2016,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","SOM","Somalia",null,2015,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","SOM","Somalia",null,2014,1.533937,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","SOM","Somalia",null,2013,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","SOM","Somalia",null,2012,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","SOM","Somalia",null,2011,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","ZAF","South Africa",null,2019,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","ZAF","South Africa",null,2018,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","ZAF","South Africa",null,2017,9.659024,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","ZAF","South Africa",null,2016,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","ZAF","South Africa",null,2015,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","ZAF","South Africa",null,2014,7.273909,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","ZAF","South Africa",null,2013,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","ZAF","South Africa",null,2012,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","ZAF","South Africa",null,2011,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","SSD","South Sudan",null,2019,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","SSD","South Sudan",null,2018,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","SSD","South Sudan",null,2017,2.139586,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","SSD","South Sudan",null,2016,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","SSD","South Sudan",null,2015,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","SSD","South Sudan",null,2014,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","SSD","South Sudan",null,2013,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","SSD","South Sudan",null,2012,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","SSD","South Sudan",null,2011,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","ESP","Spain",null,2019,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","ESP","Spain",null,2018,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","ESP","Spain",null,2017,37.78741,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","ESP","Spain",null,2016,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","ESP","Spain",null,2015,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","ESP","Spain",null,2014,43.53696,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","ESP","Spain",null,2013,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","ESP","Spain",null,2012,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","ESP","Spain",null,2011,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","LKA","Sri Lanka",null,2019,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","LKA","Sri Lanka",null,2018,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","LKA","Sri Lanka",null,2017,14.76615,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","LKA","Sri Lanka",null,2016,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","LKA","Sri Lanka",null,2015,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","LKA","Sri Lanka",null,2014,19.98418,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","LKA","Sri Lanka",null,2013,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","LKA","Sri Lanka",null,2012,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","LKA","Sri Lanka",null,2011,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","KNA","St. Kitts and Nevis",null,2019,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","KNA","St. Kitts and Nevis",null,2018,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","KNA","St. Kitts and Nevis",null,2017,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","KNA","St. Kitts and Nevis",null,2016,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","KNA","St. Kitts and Nevis",null,2015,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","KNA","St. Kitts and Nevis",null,2014,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","KNA","St. Kitts and Nevis",null,2013,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","KNA","St. Kitts and Nevis",null,2012,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","KNA","St. Kitts and Nevis",null,2011,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","LCA","St. Lucia",null,2019,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","LCA","St. Lucia",null,2018,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","LCA","St. Lucia",null,2017,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","LCA","St. Lucia",null,2016,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","LCA","St. Lucia",null,2015,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","LCA","St. Lucia",null,2014,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","LCA","St. Lucia",null,2013,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","LCA","St. Lucia",null,2012,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","LCA","St. Lucia",null,2011,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","MAF","St. Martin (French part)",null,2019,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","MAF","St. Martin (French part)",null,2018,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","MAF","St. Martin (French part)",null,2017,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","MAF","St. Martin (French part)",null,2016,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","MAF","St. Martin (French part)",null,2015,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","MAF","St. Martin (French part)",null,2014,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","MAF","St. Martin (French part)",null,2013,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","MAF","St. Martin (French part)",null,2012,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","MAF","St. Martin (French part)",null,2011,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","VCT","St. Vincent and the Grenadines",null,2019,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","VCT","St. Vincent and the Grenadines",null,2018,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","VCT","St. Vincent and the Grenadines",null,2017,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","VCT","St. Vincent and the Grenadines",null,2016,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","VCT","St. Vincent and the Grenadines",null,2015,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","VCT","St. Vincent and the Grenadines",null,2014,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","VCT","St. Vincent and the Grenadines",null,2013,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","VCT","St. Vincent and the Grenadines",null,2012,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","VCT","St. Vincent and the Grenadines",null,2011,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","SDN","Sudan",null,2019,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","SDN","Sudan",null,2018,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","SDN","Sudan",null,2017,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","SDN","Sudan",null,2016,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","SDN","Sudan",null,2015,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","SDN","Sudan",null,2014,2.457121,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","SDN","Sudan",null,2013,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","SDN","Sudan",null,2012,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","SDN","Sudan",null,2011,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","SUR","Suriname",null,2019,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","SUR","Suriname",null,2018,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","SUR","Suriname",null,2017,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","SUR","Suriname",null,2016,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","SUR","Suriname",null,2015,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","SUR","Suriname",null,2014,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","SUR","Suriname",null,2013,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","SUR","Suriname",null,2012,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","SUR","Suriname",null,2011,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","SWE","Sweden",null,2019,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","SWE","Sweden",null,2018,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","SWE","Sweden",null,2017,34.00101,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","SWE","Sweden",null,2016,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","SWE","Sweden",null,2015,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","SWE","Sweden",null,2014,41.79707,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","SWE","Sweden",null,2013,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","SWE","Sweden",null,2012,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","SWE","Sweden",null,2011,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","CHE","Switzerland",null,2019,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","CHE","Switzerland",null,2018,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","CHE","Switzerland",null,2017,56.08807,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","CHE","Switzerland",null,2016,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","CHE","Switzerland",null,2015,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","CHE","Switzerland",null,2014,42.87044,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","CHE","Switzerland",null,2013,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","CHE","Switzerland",null,2012,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","CHE","Switzerland",null,2011,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","SYR","Syrian Arab Republic",null,2019,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","SYR","Syrian Arab Republic",null,2018,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","SYR","Syrian Arab Republic",null,2017,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","SYR","Syrian Arab Republic",null,2016,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","SYR","Syrian Arab Republic",null,2015,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","SYR","Syrian Arab Republic",null,2014,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","SYR","Syrian Arab Republic",null,2013,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","SYR","Syrian Arab Republic",null,2012,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","SYR","Syrian Arab Republic",null,2011,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","TJK","Tajikistan",null,2019,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","TJK","Tajikistan",null,2018,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","TJK","Tajikistan",null,2017,10.5162,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","TJK","Tajikistan",null,2016,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","TJK","Tajikistan",null,2015,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","TJK","Tajikistan",null,2014,2.696932,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","TJK","Tajikistan",null,2013,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","TJK","Tajikistan",null,2012,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","TJK","Tajikistan",null,2011,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","TZA","Tanzania",null,2019,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","TZA","Tanzania",null,2018,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","TZA","Tanzania",null,2017,3.143232,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","TZA","Tanzania",null,2016,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","TZA","Tanzania",null,2015,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","TZA","Tanzania",null,2014,5.34885,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","TZA","Tanzania",null,2013,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","TZA","Tanzania",null,2012,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","TZA","Tanzania",null,2011,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","THA","Thailand",null,2019,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","THA","Thailand",null,2018,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","THA","Thailand",null,2017,20.28354,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","THA","Thailand",null,2016,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","THA","Thailand",null,2015,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","THA","Thailand",null,2014,16.20072,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","THA","Thailand",null,2013,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","THA","Thailand",null,2012,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","THA","Thailand",null,2011,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","TLS","Timor-Leste",null,2019,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","TLS","Timor-Leste",null,2018,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","TLS","Timor-Leste",null,2017,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","TLS","Timor-Leste",null,2016,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","TLS","Timor-Leste",null,2015,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","TLS","Timor-Leste",null,2014,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","TLS","Timor-Leste",null,2013,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","TLS","Timor-Leste",null,2012,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","TLS","Timor-Leste",null,2011,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","TGO","Togo",null,2019,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","TGO","Togo",null,2018,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","TGO","Togo",null,2017,7.668635,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","TGO","Togo",null,2016,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","TGO","Togo",null,2015,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","TGO","Togo",null,2014,2.188367,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","TGO","Togo",null,2013,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","TGO","Togo",null,2012,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","TGO","Togo",null,2011,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","TON","Tonga",null,2019,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","TON","Tonga",null,2018,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","TON","Tonga",null,2017,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","TON","Tonga",null,2016,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","TON","Tonga",null,2015,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","TON","Tonga",null,2014,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","TON","Tonga",null,2013,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","TON","Tonga",null,2012,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","TON","Tonga",null,2011,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","TTO","Trinidad and Tobago",null,2019,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","TTO","Trinidad and Tobago",null,2018,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","TTO","Trinidad and Tobago",null,2017,28.26183,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","TTO","Trinidad and Tobago",null,2016,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","TTO","Trinidad and Tobago",null,2015,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","TTO","Trinidad and Tobago",null,2014,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","TTO","Trinidad and Tobago",null,2013,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","TTO","Trinidad and Tobago",null,2012,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","TTO","Trinidad and Tobago",null,2011,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","TUN","Tunisia",null,2019,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","TUN","Tunisia",null,2018,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","TUN","Tunisia",null,2017,4.307227,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","TUN","Tunisia",null,2016,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","TUN","Tunisia",null,2015,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","TUN","Tunisia",null,2014,5.076932,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","TUN","Tunisia",null,2013,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","TUN","Tunisia",null,2012,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","TUN","Tunisia",null,2011,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","TUR","Turkey",null,2019,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","TUR","Turkey",null,2018,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","TUR","Turkey",null,2017,30.78205,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","TUR","Turkey",null,2016,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","TUR","Turkey",null,2015,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","TUR","Turkey",null,2014,26.24999,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","TUR","Turkey",null,2013,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","TUR","Turkey",null,2012,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","TUR","Turkey",null,2011,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","TKM","Turkmenistan",null,2019,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","TKM","Turkmenistan",null,2018,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","TKM","Turkmenistan",null,2017,9.465399,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","TKM","Turkmenistan",null,2016,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","TKM","Turkmenistan",null,2015,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","TKM","Turkmenistan",null,2014,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","TKM","Turkmenistan",null,2013,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","TKM","Turkmenistan",null,2012,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","TKM","Turkmenistan",null,2011,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","TCA","Turks and Caicos Islands",null,2019,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","TCA","Turks and Caicos Islands",null,2018,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","TCA","Turks and Caicos Islands",null,2017,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","TCA","Turks and Caicos Islands",null,2016,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","TCA","Turks and Caicos Islands",null,2015,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","TCA","Turks and Caicos Islands",null,2014,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","TCA","Turks and Caicos Islands",null,2013,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","TCA","Turks and Caicos Islands",null,2012,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","TCA","Turks and Caicos Islands",null,2011,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","TUV","Tuvalu",null,2019,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","TUV","Tuvalu",null,2018,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","TUV","Tuvalu",null,2017,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","TUV","Tuvalu",null,2016,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","TUV","Tuvalu",null,2015,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","TUV","Tuvalu",null,2014,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","TUV","Tuvalu",null,2013,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","TUV","Tuvalu",null,2012,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","TUV","Tuvalu",null,2011,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","UGA","Uganda",null,2019,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","UGA","Uganda",null,2018,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","UGA","Uganda",null,2017,8.921644,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","UGA","Uganda",null,2016,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","UGA","Uganda",null,2015,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","UGA","Uganda",null,2014,12.90172,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","UGA","Uganda",null,2013,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","UGA","Uganda",null,2012,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","UGA","Uganda",null,2011,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","UKR","Ukraine",null,2019,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","UKR","Ukraine",null,2018,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","UKR","Ukraine",null,2017,13.51165,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","UKR","Ukraine",null,2016,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","UKR","Ukraine",null,2015,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","UKR","Ukraine",null,2014,21.33269,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","UKR","Ukraine",null,2013,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","UKR","Ukraine",null,2012,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","UKR","Ukraine",null,2011,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","ARE","United Arab Emirates",null,2019,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","ARE","United Arab Emirates",null,2018,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","ARE","United Arab Emirates",null,2017,33.26647,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","ARE","United Arab Emirates",null,2016,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","ARE","United Arab Emirates",null,2015,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","ARE","United Arab Emirates",null,2014,26.82593,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","ARE","United Arab Emirates",null,2013,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","ARE","United Arab Emirates",null,2012,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","ARE","United Arab Emirates",null,2011,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","GBR","United Kingdom",null,2019,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","GBR","United Kingdom",null,2018,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","GBR","United Kingdom",null,2017,58.46121,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","GBR","United Kingdom",null,2016,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","GBR","United Kingdom",null,2015,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","GBR","United Kingdom",null,2014,54.93843,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","GBR","United Kingdom",null,2013,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","GBR","United Kingdom",null,2012,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","GBR","United Kingdom",null,2011,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","USA","United States",null,2019,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","USA","United States",null,2018,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","USA","United States",null,2017,49.0381,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","USA","United States",null,2016,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","USA","United States",null,2015,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","USA","United States",null,2014,51.48005,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","USA","United States",null,2013,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","USA","United States",null,2012,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","USA","United States",null,2011,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","URY","Uruguay",null,2019,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","URY","Uruguay",null,2018,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","URY","Uruguay",null,2017,28.58126,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","URY","Uruguay",null,2016,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","URY","Uruguay",null,2015,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","URY","Uruguay",null,2014,30.43173,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","URY","Uruguay",null,2013,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","URY","Uruguay",null,2012,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","URY","Uruguay",null,2011,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","UZB","Uzbekistan",null,2019,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","UZB","Uzbekistan",null,2018,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","UZB","Uzbekistan",null,2017,0.8061391,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","UZB","Uzbekistan",null,2016,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","UZB","Uzbekistan",null,2015,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","UZB","Uzbekistan",null,2014,1.938744,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","UZB","Uzbekistan",null,2013,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","UZB","Uzbekistan",null,2012,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","UZB","Uzbekistan",null,2011,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","VUT","Vanuatu",null,2019,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","VUT","Vanuatu",null,2018,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","VUT","Vanuatu",null,2017,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","VUT","Vanuatu",null,2016,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","VUT","Vanuatu",null,2015,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","VUT","Vanuatu",null,2014,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","VUT","Vanuatu",null,2013,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","VUT","Vanuatu",null,2012,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","VUT","Vanuatu",null,2011,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","VEN","Venezuela, RB",null,2019,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","VEN","Venezuela, RB",null,2018,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","VEN","Venezuela, RB",null,2017,17.04618,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","VEN","Venezuela, RB",null,2016,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","VEN","Venezuela, RB",null,2015,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","VEN","Venezuela, RB",null,2014,8.193576,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","VEN","Venezuela, RB",null,2013,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","VEN","Venezuela, RB",null,2012,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","VEN","Venezuela, RB",null,2011,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","VNM","Vietnam",null,2019,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","VNM","Vietnam",null,2018,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","VNM","Vietnam",null,2017,23.3512,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","VNM","Vietnam",null,2016,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","VNM","Vietnam",null,2015,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","VNM","Vietnam",null,2014,21.36665,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","VNM","Vietnam",null,2013,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","VNM","Vietnam",null,2012,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","VNM","Vietnam",null,2011,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","VIR","Virgin Islands (U.S.)",null,2019,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","VIR","Virgin Islands (U.S.)",null,2018,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","VIR","Virgin Islands (U.S.)",null,2017,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","VIR","Virgin Islands (U.S.)",null,2016,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","VIR","Virgin Islands (U.S.)",null,2015,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","VIR","Virgin Islands (U.S.)",null,2014,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","VIR","Virgin Islands (U.S.)",null,2013,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","VIR","Virgin Islands (U.S.)",null,2012,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","VIR","Virgin Islands (U.S.)",null,2011,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","PSE","West Bank and Gaza",null,2019,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","PSE","West Bank and Gaza",null,2018,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","PSE","West Bank and Gaza",null,2017,3.258519,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","PSE","West Bank and Gaza",null,2016,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","PSE","West Bank and Gaza",null,2015,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","PSE","West Bank and Gaza",null,2014,2.250965,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","PSE","West Bank and Gaza",null,2013,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","PSE","West Bank and Gaza",null,2012,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","PSE","West Bank and Gaza",null,2011,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","YEM","Yemen, Rep.",null,2019,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","YEM","Yemen, Rep.",null,2018,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","YEM","Yemen, Rep.",null,2017,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","YEM","Yemen, Rep.",null,2016,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","YEM","Yemen, Rep.",null,2015,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","YEM","Yemen, Rep.",null,2014,0.0,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","YEM","Yemen, Rep.",null,2013,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","YEM","Yemen, Rep.",null,2012,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","YEM","Yemen, Rep.",null,2011,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","ZMB","Zambia",null,2019,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","ZMB","Zambia",null,2018,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","ZMB","Zambia",null,2017,4.678848,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","ZMB","Zambia",null,2016,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","ZMB","Zambia",null,2015,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","ZMB","Zambia",null,2014,2.865427,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","ZMB","Zambia",null,2013,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","ZMB","Zambia",null,2012,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","ZMB","Zambia",null,2011,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","ZWE","Zimbabwe",null,2019,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","ZWE","Zimbabwe",null,2018,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","ZWE","Zimbabwe",null,2017,1.208981,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","ZWE","Zimbabwe",null,2016,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","ZWE","Zimbabwe",null,2015,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","ZWE","Zimbabwe",null,2014,2.172423,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","ZWE","Zimbabwe",null,2013,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","ZWE","Zimbabwe",null,2012,null,null,null,1]
["fin22a_t_d_3","Borrowed from a financial institution or used a credit card, income, poorest 40% (% age 15+)","ZWE","Zimbabwe",null,2011,null,null,null,1]