Co-payment or co-insurance from 10% to 30 % of costs. - Free at the point of care for certain high risk groups and patients with certain diseases defined by the Act; - 90 % coverage by CHI/HIIS (10% cost-sharing or covered by VHI) for most demanding diagnostic and curing procedures; - 80 % coverage by CHI/HIIS - (20% cost-sharing or covered by VHI) Ð for all other procedures except for curing non-work injuries ); - 70 % coverage by CHI/HIIS (30 % cost-sharing or covered by VHI) - if non-work injuries ; - not reimbursed outside the public health care network (e.g. for services in private hospital without contract with HIIS).