Depends on procedure, 10-30% cost-sharing. - Free at the point of care for certain high risk groups and patients with certain diseases defined by the Act; - 90 % coverage by CHI/HIIS (10% of cost-sharing) for most demanding diagnostic procedures; - 80 % coverage by CHI/HIIS (20 % cost-sharing or covered by VHI) Ð except non-work injuries; - 70 % coverage by CHI/HIIS (30 % cost-sharing or covered by VHI) - if non-work injuries- - not reimbursed outside the public health care network (eg.g for private outpatient specialist contacts)