<ul><li><a href=https://www.bnr.rw/laws-and-regulations/payment-system/laws-regulations/   target=_blank>Regulation Governing Electronic Money Issuers(Regulation No. 08/2016 of 01/12/2016 Governing Electronic Money IssuersArticle 28, paragraph one;Article 215, Paragraph two )</a></li></ul>