<ul><li><a href=http://www.legislation.gov.uk/ukpga/1974/39/contents target=_blank>Consumer Credit Act 1974(last updated in March 2012, Part III: sections 21-26    )</a></li><li><a href=http://www.legislation.gov.uk/ukpga/2000/8/contents target=_blank>Financial Services and Markets Act 2000(No. 1499, last updated in June 1996    )</a></li></ul>