<ul><li><a href=https://nbe.gov.et/wp-content/uploads/2023/04/ONPS-02-2020.pdf target=_blank>Licensing and Authorization of Payment System Operators Directive No. ONPS/02/2020(Licensing and Authorization of Payment System Operators Directive No. ONPS/02/2020, Article 11(1) gj and 12 (7))</a></li></ul>