There are no restrictions on  internet banking under the law. Every customer who has a bank account has access to all the internet banking facilities that the bank can provide. The local commercial banks are subsidiaries of South African Banking institutions with the exception of Eswatini Bank. As such,  every  internet banking service that is introduced in South Africa is extended to the Eswatini subsidiary banks  as well. The local banks only seek approval from the Central Bank of Swaziland to provide those services. 