<ul><li><a href=https://www.nbe.gov.et/wp-content/uploads/pdf/proclamation/oversight-the-national-payement-system.pdf target=_blank>Licensing and Authorization of Payment Instrument Issuers Directive No. ONPS/01/2020.(Licensing and Authorization of Payment Instrument Issuers Directive No. ONPS/01/2020, Aprill 2020, PART I, Articles 2(11) & 2(19), PART II, Article 6, PART III, Articles 7(1) & 8(1)  )</a></li><li><a href=https://nbebank.com/wp-content/uploads/pdf/directives/bankingbusiness/FIS-01-2012.pdf target=_blank>Regulation of Mobile and Agent Banking Services Directive No. FIS/01/2012(Regulation of Mobile and Agent Banking Services Directive No. FIS/01/2012, Articles 4.2, 4.4.3 & 5.  )</a></li></ul>