In order to ensure compliance with the best international standards, SAMA has endorsed the principles and recommendations for e-banking outlined by the Basel Committee on Banking Supervision’s paper - “Risk Management Principles for Electronic Banking” Since 2010. Article 8 of the Regulations for Issuance and Operations of Credit and Charge Cards mandates that all card issuers fully comply with the international rules and procedures agreed with the relevant Card Association (e.g. Visa Rules / MasterCard Rules / American Express Business and Operational Policies).