Central Bank of Kenya to designate a national paymnet system if the system poses a systemic risk, is necessary for protection of the public interest and in the interest of the integrity of the payment system.The Central Bank of Kenya is in the process of aligning National Payment Security Standards to international standards.The Central Bank of Kenya Payment Systems ascribe to ISO 20022 which is an International Standard See https://www.centralbank.go.ke/uploads/cbk_annual_reports/352682274_2019%20Annual%20Report.pdf Page 30