Reserve Bank of Zimbabwe regulates, approves, operates, encourage development and oversees or supervises payment, clearing and settlement systems in the country.The Reserve Bank is empowered to oversee all payment systems including mobile money payments in terms of the laws of the country. The applicable laws are the Reserve Bank of Zimbabwe, National Payment Systems, Bills of Exchange and the Bank Use Promotion & Suppression of Money Laundering Acts.  Businesses that accept online payments must also comply with credit card companies’ standards and regulations, as well as with the Payment Card Industry (PCI) Data Security Standard.