There is no discriminatory access to payment settlement methods. The Central Bank of Seychelles is the only authority that can authorise a person to operate a payment, clearing or settlement system; and to grant licence to a person to act as a payment service provider. Section 10 of the National Payment Act further states that the rules on access to payment, clearing or settlement systems shall be objective, non-discriminatory and proportionate and those rules shall not inhibit access to more than is necessary to safeguard against specific risks such as settlement risk, operational risk and business risk and to protect the financial and operational stability of the payment, clearing or settlement system. 