OBS_VALUE: <ul><li><a href=https://www.nysenate.gov/legislation/laws/ISC target=_blank>New York Consolidated Laws, Insurance Law (ISC)(NY Ins L, art 14 (2016) )</a></li><li><a href=https://govt.westlaw.com/nycrr/Index?bhcp=1&transitionType=Default&contextData=%28sc.Default%29 target=_blank>New York Codes, Rules and Regulations(11 CRR-NY VI (2017))</a></li></ul>