OBS_VALUE: <ul><li><a href=https://www.legislation.gov.au/Details/C2022C00134 target=_blank>Insurance Act 1973(Act No. 76 of 1973, Date of Assent: 19 June 1973, last amended 1 July 2019)</a></li><li><a href=https://www.legislation.gov.au/Details/C2020C00087 target=_blank>Life Insurance Act 1995-Compilation No. 55(Act No. 4 of 1995, Date of Assent: 23 February 1995, last amended  1 July 2019)</a></li></ul>