OBS_VALUE: <ul><li><a href=http://laws-lois.justice.gc.ca/eng/acts/P-4.4/ target=_blank>Payment Clearing and Settlement Act(Payment Clearing and Settlement Act (S.C. 1996, c. 6, Sch.),  adopted 1996, with latest modification of 14.12.2017, Section 22.1)</a></li></ul>