OBS_VALUE: The disclosure by credit institutions and financial companies for information about financial products and services, as part of its retail business, must respect the principles of transparency and rigor to allow an adequate evaluation of their charges, fees and risks. Advertising messages that mention the guarantee of deposits or investor compensation should be limited to merely descriptive references and must not contain any value judgments or make comparisons with the guarantee of deposits and compensation of investors carried out by other institutions.See also Directive 2013/36/UE. 