OBS_VALUE: <ul><li><a href=https://www.riigiteataja.ee/akt/106072016011?leiaKehtiv target=_blank>Credit Institutions Act(Krediidiasutuste seadus, RT I 1999 23 349  9 February 1999, last amended on 23 May 2018, articles 48,  52, 53 and 56)</a></li><li><a href=https://www.riigiteataja.ee/en/eli/ee/501042019010/consolide/current target=_blank>Commercial Code(Äriseadustik, RT I 1995 26 355, adopted on 15 February 1995, last amended on 1 October 2017, Chapter 27, Division 2, article 308)</a></li></ul>