OBS_VALUE: <ul><li><a href=https://www.oaic.gov.au/privacy/the-privacy-act/credit-reporting/ target=_blank>Office of the Australian Information Commissioner(Credit Reporting, Last accessed in May 2018)</a></li><li><a href=https://www.alrc.gov.au/publication/for-your-information-australian-privacy-law-and-practice-alrc-report-108/ target=_blank>Australian Privacy Law and Practice (ALRC Report 108)(Section 52. Overview: Credit Reporting, Last acessed in  August 2019)</a></li><li><a href=https://www.oaic.gov.au/privacy/privacy-registers/privacy-codes/privacy-credit-reporting-code-2014-version-2.3 target=_blank>Privacy (Credit Reporting) Code 2014 (Version 2.3)(Privacy (Credit Reporting) Code 2014 (Version 2.1), commenced on 20 February 2020)</a></li></ul>