OBS_VALUE: <ul><li><a href=https://www.legislation.gov.au/Details/C2021C00574 target=_blank>Banking Act 1959(Act No. 6 of 1959, Date of Assent: 23 April 1959, last amended on 1 January 2021)</a></li><li><a href=https://www.apra.gov.au/sites/default/files/ADI-Guidelines-11-4-081.pdf target=_blank>Guidelines on Authorisation of Authorised Deposit-taking Institutions (ADIs)(APRA, ADI Authorisation Guidelines, April 2008)</a></li><li><a href=https://www.apra.gov.au/step-3-assessment target=_blank>APRA, Licensing Process, Assessment(APRA, Licensing, Timeframe for approval)</a></li></ul>