OBS_VALUE: <ul><li><a href=https://www.althingi.is/lagas/nuna/2002161.html target=_blank>Act on financial undertakings(Lög um fjármálafyrirtæki (2002 nr. 161/2002),  adopted 20 December 2002, last amended 1 September 2021, Articles 20(4) and 21)</a></li><li><a href=https://www.althingi.is/altext/151/s/1813.html target=_blank>Payment Services Act(Lög um greiðsluþjónustu (114/2021), adopted 13 June 2021)</a></li></ul>