OBS_VALUE: <ul><li><a href=https://www.gov.za/documents/long-term-insurance-act target=_blank>Long-Term Insurance Act(Act No. 52 of 1998, adopted on 23 September 1998, last amended on 22 August 2017, Section 4)</a></li><li><a href=https://www.gov.za/documents/short-term-insurance-act target=_blank>Short-Term Insurance Act(Act No. 53 of 1998, adopted on 23 September 1998, last amended on 22 August 2017, Section 4)</a></li></ul>