OBS_VALUE: <ul><li><a href=http://www.commonlii.org/my/legis/consol_act/cpa1999246/ target=_blank>Consumer Protection Act 1999(Act 599, First enacted 27 August 1999, latest amendment on 9 August 2019, Part II, Section 13)</a></li><li><a href=https://www.bnm.gov.my/documents/20124///35ed2b4c-1995-f91d-3891-75d69d247d55 target=_blank>Financial Service Act 2013(Act No. 758, First enacted 30 June 2013, latest modifications on 5 October 2023, Section 138 and Schedule 14)</a></li></ul>