OBS_VALUE: Following a 2020 amendment to the Act on Consumer Loan Companies, the annual percentage rate of charge in consumer credit agreements is capped at 35%. The cap does not apply to home loan agreements. The amendment applies to credit agreements entered into on or after 1 July 2020. See here for the amending legal act (LOV nr 801, 09/06/2020): https://www.retsinformation.dk/eli/lta/2020/801