OBS_VALUE: Rules or conditions governing access to, or participation in, a payment system which, in respect of payment service providers, payment service users or other payment systems (a) restrict effective participation in other payment systems;(b) discriminate (whether directly or indirectly) between different authorised payment institutions in relation to the rights, obligations or entitlements of participants in the payment system; or(c) impose any restrictions on the basis that a person is not of a particular institutional status, are prohibited.