OBS_VALUE: <ul><li><a href=https://www.handbook.fca.org.uk/handbook target=_blank>FCA Handbook(Last amended in August 2016, Business Standards, ICOBS Insurance Conduct of Business Sourcebook)</a></li><li><a href=http://www.legislation.gov.uk/ukpga/2015/4/contents target=_blank>Insurance Act 2015(Last amended in September 2016)</a></li></ul>