OBS_VALUE: <ul><li><a href=https://www.apra.gov.au/register-general-insurance target=_blank>Australian Prudential Regulation Authority- Register of general insurance(Insurers Authorised to Conduct New or Renewal Insurance Business in Australia, Last accessed in May 2018)</a></li><li><a href=https://www.apra.gov.au/licensing-guidelines-for-life-insurers-and-friendly-societies target=_blank>APRA, Licensing guidelines for life insurers and friendly societies(APRA, Licensing guidelines for life insurers and friendly societies, last accessed in June 2020)</a></li></ul>