OBS_VALUE: <ul><li><a href=https://www.slov-lex.sk/pravne-predpisy/SK/ZZ/2010/129/20220101.html target=_blank>Act on consumer credits and other credits and loans for consumers(Zákon o spotrebiteľských úveroch a o iných úveroch a pôžičkách pre spotrebiteľov, Act No. 129/2010 Coll., last update on 1 January 2022, § 16 )</a></li><li><a href=https://www.slov-lex.sk/pravne-predpisy/SK/ZZ/2001/483/20220101.html target=_blank>Act on Banks(Zákon o bankách, Act No. 483/2001 Coll., last update on 1 January 2022, § 75 (6))</a></li></ul>