OBS_VALUE: <ul><li><a href=http://www.e-laws.gov.on.ca/html/source/regs/english/2009/elaws_src_regs_r09098_e.htm target=_blank>Ontario Regulation 98/09(Ontario Regulation 98/09 made under the Payday Loans Act, adopted 13.03.2009 , sections 10 and 11)</a></li></ul>