OBS_VALUE: <ul><li><a href=https://govt.westlaw.com/nycrr/Document/I50006d48cd1711dda432a117e6e0f345?bhcp=1&transitionType=Default&contextData=%28sc.Default%29 target=_blank>New York Codes, Rules and Regulations(11 CRR-NY 27.3 (2017) Submission of risk to authorized insurers)</a></li><li><a href=https://www.nysenate.gov/legislation/laws/ISC target=_blank>New York Consolidated Laws, Insurance Law (ISC)(NY Ins L, art 21, §2118(b) (2016) )</a></li></ul>