OBS_VALUE: Low Value Settlement Service (LVSS): Interbank obligations arising from cheques, direct entry and retail card transactions are sent to RITS via the LVSS. There is equal access to this payment method and no discrimination.Reserve Bank of Australia, Payments System: https://www.rba.gov.au/payments-and-infrastructure/payments-system.htmlSee also: Payment, Clearing and Settlement Systems in Australia, Bank of International Settlements: http://www.bis.org/publ/cpss97_au.pdf