OBS_VALUE: <ul><li><a href=https://www.althingi.is/altext/151/s/1813.html target=_blank>Payment Services Act(Lög um greiðsluþjónustu (114/2021), adopted 13 June 2021, Articles 1, 3, 4, 6 and 12)</a></li><li><a href=https://www.althingi.is/lagas/nuna/2018015.html target=_blank>Act on the Security of Transfer Orders in Payment Systems(Lög um afleiðuviðskipti, miðlæga mótaðila og afleiðuviðskiptaskrár no 15/2018, last amended 1 September 2021)</a></li><li><a href=http://www.althingi.is/lagas/nuna/2013033.html target=_blank>Act on Consumer Credit(Lög um neytendalán 2013 nr. 33/2013, adopted 27 March 2013, last amended 1 September 2021, Articles 1-6, 29a )</a></li></ul>