OBS_VALUE: <ul><li><a href=http://www.legislation.gov.uk/ukpga/2000/8/contents target=_blank>Financial Services and Markets Act 2000(Last updated in April 2018)</a></li><li><a href=https://www.handbook.fca.org.uk/handbook target=_blank>FCA Handbook(Last amended in January 2018, Business Standards, BCOBS Banking: Conduct of Business sourcebook)</a></li></ul>