OBS_VALUE: <ul><li><a href=http://www.legislation.gov.uk/uksi/2013/555/contents target=_blank>Financial Services and Markets Act 2000 (Threshold conditions) Order 2013(Section 2 amending the Financial Services and Markets Act 2000, Schedule 6, Part 1D, Section 4B)</a></li><li><a href=http://www.legislation.gov.uk/ukpga/2012/21/contents target=_blank>Financial Services Act 2012(Last amended  in July 2016, Part 2, section 11 amending the Financial Services and Markets Act 2000, sections 40 to 55)</a></li><li><a href=https://www.handbook.fca.org.uk/handbook target=_blank>FCA handbook(Last amended in January 2018, High-level standards, Fees Manuals)</a></li></ul>