OBS_VALUE: See also: Directive 2009/138/EC of 25 November 2009 Solvency II, articles 21 and 154.EU Member states may not require the approval or systematic notification of policy conditions, scales of premiums and forms except for compulsory insurance. Under the national law, before changing the scope of insurance activities, an insurance company is obliged to request a permission to do so from the Czech National Bank.